Many people believe that the act of moving home in Coventry is one of the most stressful experiences you will ever endure during your life.
We sincerely hope that by using the services of a mortgage broker in Coventry, you’ll be far less stressed than you otherwise would have been without the help of our mortgage experts.
One of the primary reasons why people believe moving home in Coventry to be a stressful process to take on, is that you will not only be buying a new home for yourself, but you will also be selling your existing property at the same time.
You can worry a little less about this knowing that the paperwork and simultaneous completions will be completely the responsibility of your conveyancing solicitor.
Alas, you will still have to secure a property purchase though, as well as finding a buyer for the property you’re selling, all within the time frame.
If you are considering the different options you have for moving home in Coventry and surrounding areas, get in touch today. Our experienced team of mortgage advisors in Coventry will make sure that you have as smooth of a mortgage process as you possibly can.
We are there to support our customers across every stage of their mortgage journey, answering all of their questions along the way.
Our brilliant team of mortgage advisors in Coventry have the ability to search through thousands of mortgage deals in order to find the absolute best one for what it is you are looking to achieve.
Book your free mortgage appointment today and allow us to make your life just that little bit easier, during your home moving process.
If you’re considering relocating within Coventry, you may be able to transfer your existing mortgage to your new property, provided you meet the lender’s eligibility criteria. Keep in mind that if your circumstances have changed since you first obtained your mortgage, you may no longer qualify and will be required to go through a re-evaluation process.
As your mortgage broker in Coventry, we will look at whether this is something that can be achieved on your new property. Give our team at Coventrymoneyman a call and we can run through your porting options.
Relocating to a new home in Coventry can come with various costs that you should be aware of. These costs include estate agent fees, property survey fees, mortgage arrangement fees, solicitor’s fees, removal costs, and fees from a mortgage broker in Coventry. Upon moving, your legal representative will use the proceeds from the sale of your existing property to repay your existing mortgage in full.
If you’re moving to a new property in Coventry and your lender permits it, you have the option to either start a new mortgage or transfer your current mortgage to your new property. Keep in mind that if you decide to pay off your mortgage in full, you may be required to pay early repayment fees.
Depending on the type of mortgage you have, you may be able to make overpayments on your mortgage in Coventry. If you’re in your introductory, fixed, or discount period, most mortgage providers will allow you to make annual overpayments of up to 10% of your mortgage balance per year. However, if you’re on a standard variable rate, you can typically make as many overpayments as you’d like without penalty.
Our Customers Love Us
5.00 Rating37 Reviews
K
Excellent service and guidance all the way through the process. Leo and Lizzi were very helpful in finding me the right product.
4 months ago
Diane
Very professional and kept me informed throughout the process of securing our equity release. I would recommend them especially for those who are a little unsure of how equity release works and if it's right for them
6 months ago
Diane
Very helpful, easy to get hold of when needed! Able to answer all my questions
10 months ago
Ajay
Made the process easy and understandable, presented all possible options and advised on what would be best suited for us. Always available to answer any queries or resolve any issues that arise. Would definitely use again in the future.
1 year ago
Luke
Incredibly quick, concise and professional. Regularly kept in he loop and gained all the knowledge required to be able to buy a property. Couldn't of asked for anything more and I can't thank them enough for all the help received.
1 year ago
Carol
Friendly efficient service, took their time to explain the procedure etc, I would definitely recommend them.
1 year ago
Joshua
Leo is always a pleasure to talk to. Very friendly and knowledgeable, and allows us to ask questions, no matter if we’ve asked before orbits really obvious
1 year ago
Gurjeet
Really helpful and clear.
2 years ago
Gemma
From first discussions with Tom to being passed over to Lyndsey, the whole process was easy and seamless. Everyone I have dealt with at Moneyman have been really helpful and friendly, which has helped take the stress out of applying for a...
2 years ago
Matthew
Jenny has been extremely helpful throughout the process and resolved any issues quickly. Thanks!
2 years ago
Susan
Very good service over the moon Wayne and Megan no there stuff
2 years ago
Dean
4 weeks and got my offer very good service from Wayne and Megan can not fault them
2 years ago
Anonymous
Great service
3 years ago
karan
Fantastic service. From start to finish I had everything clearly explained and the broker always had my best interest in mind. I highly recommend for first time buyers!
3 years ago
Anonymous
The service provided is personal and efficient. The team are willing to help and will try hard to meet tough timings to support an application. Would recommend
3 years ago
Thomas
Brilliant! Really helpful, did everything for us, explained the process clearly and made it all so easy! We wouldn't have gotten a mortgage without them!
3 years ago
Joshua
Really friendly advisors who are happy to answer any questions. Leo walked us through the entire process, and was happy to go over things to make sure we fully understood and were happy with everything.
3 years ago
Manpreet
Helen was really warm and friendly.
3 years ago
Hannah
Very helpful, very polite and knowledgeable! Would recommend to anybody
3 years ago
Mark
Charlie was thorough and informative. What we really liked is that he always asked if we understood what he was saying and would ask if we had any questions
3 years ago
By working with an experienced mortgage advisor in Coventry, you can have a conversation about your current situation and future objectives.
During the complimentary consultation, your mortgage advisor in Coventry will collect information about your income and expenses to help determine your maximum affordability.
A mortgage advisor in Coventry will search through thousands of mortgage products to locate the one that suits you the most.
We can assist you in obtaining a mortgage agreement in principle, which can be beneficial when making any offers.
Once your offer has been accepted, your mortgage advisor in Coventry will send your complete mortgage application and evidential documents to the mortgage lender.
Throughout the process, a dedicated case manager will keep you informed until you receive your formal mortgage offer and complete your purchase or sale.
Our services go beyond finding you the most appropriate mortgage deal; we also provide relevant insurance recommendations to guarantee the safety of you and your loved ones.
We will contact you when it's time to renew your mortgage to ensure you always have the best deal available.
For customers who are looking to move home in Coventry with a mortgage in tow, you’ll benefit from speaking to our team of mortgage advisors in Coventry. From your initial point of contact, up until completion and beyond, we’ll be there to support you and guide you along the right path.
If you are happy to proceed with our mortgage recommendation for you, we can help you obtain a mortgage agreement in principle, to back up your offers.
Following on from taking some primary information from you, we’ll have built up a solid picture of what you’re looking to achieve, with your mortgage advisor in Coventry using this to review 1000’s of mortgage deals, to find the best one that you match up with.
Our open & honest team here at Coventrymoneyman have a lot of mortgage world experience, helping customers to take their next steps up the property ladder.
Every customer who contacts us will have the benefit of a free no-obligation home movers’ review. During this step, we will take a look at your mortgage plans and determine your affordability, reviewing your monthly mortgage costs and the maximum amount you could have access to.
Once you have found a new home in Coventry and your has been accepted, our team will work hard to process your complete application, ensuring you’re informed and looked after until completion and even past that.
After your mortgage has completed, you will also receive appropriate insurance recommendations from your trusted mortgage and protection advisor, as these will protect you from any unpredictable circumstances that could have an adverse effect your mortgage being paid back.
No matter of you are considering a relocation to Coventry or already live within the immediate area and are looking to move to a new home in the same area, you’ll find our service to be beneficial.
Our expert team of mortgage advisors in Coventry have helped countless customers, like you, in achieving their mortgage goals.
We find that lots of customers will book in to speak with us early on in their mortgage process, as they are looking to take advantage of expert mortgage advice in Coventry.
Generally speaking in these cases, our customers are looking to get together a rough estimate of how much they could potentially borrow, the interest rate that they would have and the total cost per month for their repayments.
Following on from your Free Initial Mortgage Appointment, your dedicated mortgage advisor in Coventry will spend some time looking through 1000s of unique mortgage products, with the goal of finding the absolute best one for your circumstances.
If you are content in proceeding with our mortgage recommendation, we will then be able to carry on progressing your mortgage and helping you obtain an agreement in principle (also known as decision/mortgage in principe). An AIP will help to back up any offers you make on a property in Coventry.
During the search for a property, you may have made an offer to someone. If they have accepted that offer, it is now back to your mortgage advisor in Coventry to move towards the final stages of the full mortgage application.
We are also able to provide any help and support in suggesting a type of property survey and recommending a reliable conveyancing solicitor.
From not meeting strict criteria to not be able to borrow enough, there are lots of reasons why you may have trouble with or even be declined by a high street bank.
Regardless of the reason you are declined, it is still worth your time getting in touch with a mortgage broker in Coventry. Doing so allows you the choice of exploring further options and gaining access to potential specialist mortgage deals that you wouldn’t be able to benefit from going direct.
We have a strong panel of mortgage lenders with a grand selection of unique mortgage products on offer, covering situations such as bad credit mortgages. Your mortgage advisor will help with finding the most suitable one.
It’s very rare that we come across a situation we have never dealt with before. Book your free mortgage appointment today and we will see how we are able to help.
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