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A County Court Judgement (CCJ) in Coventry is a legal ruling issued against someone who has failed to repay a debt.
CCJs normally remain on your credit file for six years, unless an exception applies, such as full payment within one month and can impact your ability to borrow, including applying for a mortgage.
While having a CCJ can make securing a mortgage more challenging, a mortgage broker in Coventry like us can help you explore specialist lenders who consider applications from those with adverse credit histories.
Yes, it can be possible to get a CCJ mortgage in Coventry, but your options will depend on the age, amount, and status of your CCJ.
Some lenders prefer CCJs that are older or have been satisfied, while others are willing to consider more recent CCJs if you have a larger deposit.
Seeking mortgage advice in Coventry can help you understand which lenders are most likely to approve your application based on your circumstances.
Having a CCJ doesn’t automatically mean you can’t get a mortgage, but you may need to look at specialist lenders.
Depending on your situation, you may be eligible for a standard residential mortgage, a bad credit mortgage, or even a buy to let mortgage.
Our mortgage advisors in Coventry can help you navigate your options and find lenders who are more flexible when it comes to CCJ applicants.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Joseph Harros
As first-time buyers, we had very little knowledge of the mortgage process and found it quite daunting, especially with rising interest rates and uncertainty in the property market. We’re extremely grateful to Dinah and Jo for their support and would highly recommend UK Moneyman to any first-time buyer looking for a professional, knowledgeable and supportive mortgage broker.
29 Oct 2026
Jade Wilmot
As first-time buyers, we had very little knowledge of the mortgage process. We changed properties along the way, and our circumstances made the mortgage process more complex than we initially expected. Dinah and Jo were absolutely brilliant throughout. We would definitely recommend UK Moneyman to anyone looking to set up a mortgage.
29 Oct 2026
Diane A
First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home
28 Oct 2026
Chloe Gathergood
Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much
23 Oct 2026
Rebecca Joy
Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!
15 Oct 2026
Callum Kennedy
Very helpful and informative. Made the process as easy as possible. Would recommend to other
14 Oct 2026
Barry Hall
I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.
14 Oct 2026
Megan Whitlock
The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you
14 Oct 2026
Linda Chadwick
Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%
14 Oct 2026
Natalie Rose
We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam
13 Oct 2026
Book a free initial consultation with one of our mortgage advisors to discuss your options for a CCJ mortgage in Coventry.
We’ll assess your financial situation and explore the most suitable solutions available to you.
We search through thousands of mortgage products, including specialist lenders who consider applications from those with CCJs.
By comparing different deals, we ensure you find the most suitable mortgage for your circumstances.
Once you’ve chosen the right mortgage, we’ll handle the full application process, ensuring all paperwork is completed accurately.
We’ll liaise with the lender to keep everything on track and improve your chances of approval.
When your mortgage is approved, we’ll guide you through the final steps to ensure a smooth and hassle-free process.
We’ll work with your lender and solicitor to finalise everything so you can move forward with confidence.
We offer a free, no-obligation appointment to discuss your options for a CCJ mortgage in Coventry, helping you understand what’s available based on your financial situation.
Our team provides expert guidance tailored to your needs, ensuring you make an informed decision.
By assessing your circumstances, we can match you with lenders who are more likely to accept your application.
We have access to thousands of mortgage products, including specialist lenders who consider applicants with CCJs.
Unlike high-street banks, specialist lenders assess applications differently, meaning you could still be eligible for a mortgage even if you’ve been declined elsewhere.
We compare all available options to find you the most competitive deal based on your financial profile.
Our experienced mortgage advisors provide personalised support, guiding you through every stage of the process.
We handle all the paperwork, liaise with the lender on your behalf, and ensure that your application is as strong as possible.
From your initial enquiry to mortgage approval, we are committed to making your journey as smooth and stress-free as possible.
We understand that life can be busy, which is why our team is available seven days a week.
Whether you need an appointment in the evening or over the weekend, we work around your schedule to ensure you get the mortgage support you need.
Our flexible availability means you can access expert mortgage advice in Coventry at a time that suits you best.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Coventrymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Coventrymoneyman 2009–2026
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Coventrymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Coventrymoneyman 2009–2026
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