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A County Court Judgement (CCJ) in Coventry is a legal ruling issued against someone who has failed to repay a debt.
CCJs remain on your credit file for six years and can impact your ability to borrow, including applying for a mortgage.
While having a CCJ can make securing a mortgage more challenging, a mortgage broker in Coventry like us can help you explore specialist lenders who consider applications from those with adverse credit histories.
Yes, it can be possible to get a CCJ mortgage in Coventry, but your options will depend on the age, amount, and status of your CCJ.
Some lenders prefer CCJs that are older or have been satisfied, while others are willing to consider more recent CCJs if you have a larger deposit.
Seeking mortgage advice in Coventry can help you understand which lenders are most likely to approve your application based on your circumstances.
Having a CCJ doesn’t automatically mean you can’t get a mortgage, but you may need to look at specialist lenders.
Depending on your situation, you may be eligible for a standard residential mortgage, a bad credit mortgage, or even a buy to let mortgage.
Our mortgage advisors in Coventry can help you navigate your options and find lenders who are more flexible when it comes to CCJ applicants.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Alex Campbell
Amazing help from these guys, we are first time buyers and Warren was our dedicated Morgate advisor and he made the whole process seem easy and straightforward, he went above and beyond to help me and my partner and explained it all in great detail, best of all he was very down to earth and gave it to us strait. Would 100% recommend
15 Jul 2026
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Book a free initial consultation with one of our mortgage advisors to discuss your options for a CCJ mortgage in Coventry.
We’ll assess your financial situation and explore the most suitable solutions available to you.
We search through thousands of mortgage products, including specialist lenders who consider applications from those with CCJs.
By comparing different deals, we ensure you find the most suitable mortgage for your circumstances.
Once you’ve chosen the right mortgage, we’ll handle the full application process, ensuring all paperwork is completed accurately.
We’ll liaise with the lender to keep everything on track and improve your chances of approval.
When your mortgage is approved, we’ll guide you through the final steps to ensure a smooth and hassle-free process.
We’ll work with your lender and solicitor to finalise everything so you can move forward with confidence.
We offer a free, no-obligation appointment to discuss your options for a CCJ mortgage in Coventry, helping you understand what’s available based on your financial situation.
Our team provides expert guidance tailored to your needs, ensuring you make an informed decision.
By assessing your circumstances, we can match you with lenders who are more likely to accept your application.
We have access to thousands of mortgage products, including specialist lenders who consider applicants with CCJs.
Unlike high-street banks, specialist lenders assess applications differently, meaning you could still be eligible for a mortgage even if you’ve been declined elsewhere.
We compare all available options to find you the most competitive deal based on your financial profile.
Our experienced mortgage advisors provide personalised support, guiding you through every stage of the process.
We handle all the paperwork, liaise with the lender on your behalf, and ensure that your application is as strong as possible.
From your initial enquiry to mortgage approval, we are committed to making your journey as smooth and stress-free as possible.
We understand that life can be busy, which is why our team is available seven days a week.
Whether you need an appointment in the evening or over the weekend, we work around your schedule to ensure you get the mortgage support you need.
Our flexible availability means you can access expert mortgage advice in Coventry at a time that suits you best.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Coventrymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Coventrymoneyman 2009–2026
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Coventrymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Coventrymoneyman 2009–2026
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