Moving Home Mortgage Advice in Coventry
No matter of you are considering a relocation to Coventry or already live within the immediate area and are looking to move to a new home in the same area, you’ll find our service to be beneficial. Our expert team of mortgage advisors in Coventry have helped countless customers, like you, in achieving their mortgage goals.
Below we have compiled a list of the most common situations we have encountered with home movers in Coventry. You may find a similar situation to yours;
Wanting to Know How Much You Can Borrow & The Costs
We find that lots of customers will book in to speak with us early on in their mortgage process, as they are looking to take advantage of expert mortgage advice in Coventry.
Generally speaking in these cases, our customers are looking to get together a rough estimate of how much they could potentially borrow, the interest rate that they would have and the total cost per month for their repayments.
You Are in Need of an Agreement in Principle
Following on from your Free Initial Mortgage Appointment, your dedicated mortgage advisor in Coventry will spend some time looking through 1000s of unique mortgage products, with the goal of finding the absolute best one for your circumstances.
If you are content in proceeding with our mortgage recommendation, we will then be able to carry on progressing your mortgage and helping you obtain an agreement in principle (also known as decision/mortgage in principe). An AIP will help to back up any offers you make on a property in Coventry.
Your Offer on a New Home Has Been Accepted
During the search for a property, you may have made an offer to someone. If they have accepted that offer, it is now back to your mortgage advisor in Coventry to move towards the final stages of the full mortgage application.
We are also able to provide any help and support in suggesting a type of property survey and recommending a reliable conveyancing solicitor.
You Are Having Trouble with the Bank
From not meeting strict criteria to not be able to borrow enough, there are lots of reasons why you may have trouble with or even be declined by a high street bank.
Regardless of the reason you are declined, it is still worth your time getting in touch with a mortgage broker in Coventry. Doing so allows you the choice of exploring further options and gaining access to potential specialist mortgage deals that you wouldn’t be able to benefit from going direct.
We have a strong panel of mortgage lenders with a grand selection of unique mortgage products on offer, covering situations such as bad credit mortgages. Your mortgage advisor will help with finding the most suitable one.
It’s very rare that we come across a situation we have never dealt with before. Book your free mortgage appointment today and we will see how we are able to help.
Looking to Move Home in Coventry? We may be able to help.
For customers who are looking to move home in Coventry with a mortgage in tow, you’ll benefit from speaking to our team of mortgage advisors in Coventry. From your initial point of contact, up until completion and beyond, we’ll be there to support you and guide you along the right path.
Our open & honest team here at Coventrymoneyman have a lot of mortgage world experience, helping customers to take their next steps up the property ladder.
Every customer who contacts us will have the benefit of a free no-obligation home movers’ review. During this step, we will take a look at your mortgage plans and determine your affordability, reviewing your monthly mortgage costs and the maximum amount you could have access to.
Following on from taking some primary information from you, we’ll have built up a solid picture of what you’re looking to achieve, with your mortgage advisor in Coventry using this to review 1000’s of mortgage deals, to find the best one that you match up with.
If you are happy to proceed with our mortgage recommendation for you, we can help you obtain a mortgage agreement in principle, to back up your offers.
Once you have found a new home in Coventry and your has been accepted, our team will work hard to process your complete application, ensuring you’re informed and looked after until completion and even past that.
After your mortgage has completed, you will also receive appropriate insurance recommendations from your trusted mortgage and protection advisor, as these will protect you from any unpredictable circumstances that could have an adverse effect your mortgage being paid back.