Moving House can be stressful, especially if you are sorting everything by yourself. It can be even harder if you’re selling a property at the same time as trying to buy one. This is where an experienced Mortgage Broker in Coventry will come in handy. A Mortgage Advisor in Coventry at Coventrymoneyman will take all of the stress off your back and sort everything for you.
An Advisor will search through thousands of mortgage deals on your behalf until they find the perfect one for you and your personal and financial situation. We will be right by your side during the whole Moving Home process, keeping you up-to-date at all times so that you feel comfortable and know what is going on at all times.
We have helped put a smile on thousands of Home Movers faces in Coventry, we want you to be next!
When Moving Home, you are taking that next step up the property ladder which can sometimes cause some problems to pop up. Below are some of the most common home moving scenarios:
Contact us to book your free mortgage consultation.
As your Mortgage Broker in Coventry, we know exactly how to get you through the Moving Home process. We always advise that borrowers looking at Moving Home speak to a Mortgage Advisor before going directly to their lender as Moving Home can get complicated very quickly and become stressful. With Coventrymoneyman by your side, we will not let that happen, we will work to ensure that you feel secure and comfortable during every stage of the Home Moving process.
In Coventry, you will find that other Mortgage Brokers in Coventry may be tied to Estate Agents, however, we are not, we work solely for you! We always have our customers best interests at heart, aiming to provide that a fast and friendly mortgage advice service.
At the end of the day, if you are Moving Home in Coventry, we want you to get through the process in the fastest yet least stressful way possible. That’s why we recommend speaking to one of our amazing Mortgage Advisors in Coventry. They will devote all their time to you, trying to ensure that you come out with the best deal for your personal situation.
You can read more about our customer service and see our amazing reviews here.
Your free mortgage consultation with a Mortgage Advisor in Coventry will last approximately an hour. Once they have evaluated your situation, they will recommend a mortgage for you with no obligation for you to proceed. Based on the deal, you can decide whether or not you want to continue the process with us or not.
As a trusted Mortgage Broker in Coventry, we carry out a Fact Find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Coventry has evaluated your situation, they will perform a credit check on you, this is required for an Agreement in Principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.
We always advise that you obtain an Agreement in Principle before you start viewing properties in Coventry, to avoid disappointment. If you want to get yourselves a head start, you should get one prior to making an offer.
Typically, an Agreement in Principle lasts for between 30 and 90 days, however, this can change depending on your lender. If your Agreement in Principle expires, you can renew it quite easily.
Yes, you can get a second mortgage. Whether this is for Debt Consolidation or Home Improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.
To buy a property, the minimum deposit that you will need with High Street Lenders is usually 5%. This percentage can be higher if you have previous credit problems.
It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.
Yes, however, you must submit at least one years’ accounts. Most lenders use your salary + dividend to calculate the maximum mortgage, whereas other lenders could base it of your net profit.
If you are an employee, you will need to provide three payslips to prove your income. If you are self employed, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.
Our free mortgage consultation will take about an hour. Once this is one, we can arrange an Agreement in Principle for you within 24 hours. A formal offer takes up to three weeks on average.
A telephone call where we can take some initial details and find out about your plan of action.
Enjoy finding a property!
Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.
Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.
A telephone call where we can take some initial details and find out about your plan of action.
Enjoy finding a property!
Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.
Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.
