You can no longer apply for a Help to Buy Equity Loan for a property in Coventry. The scheme in England is closed to new applications.
If you already own a Help to Buy home, we can explain your mortgage options when your deal ends or you want to repay some or all of the equity loan.
Our mortgage advisors in Coventry can also help buyers understand current alternatives, subject to eligibility and affordability.
Shared Ownership, a Lifetime ISA and low-deposit mortgages may help some buyers, depending on their circumstances. These are separate options with their own rules, rather than parts of the closed Equity Loan scheme.
We can review your deposit, income and plans to explain which options may be suitable before you apply.
Shared Ownership allows eligible buyers to purchase a share of a home and pay rent on the remainder. The initial share is usually between 10% and 75%, depending on the property and scheme.
A Lifetime ISA can help eligible first time buyers save towards their purchase. First Homes may offer qualifying buyers a discounted home where properties are available, while low-deposit mortgages can suit some buyers with smaller savings.
Existing Help to Buy homeowners need to consider the equity loan alongside their mortgage, including any interest, fees and repayment requirements. We can explain the mortgage options for your situation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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215 5 Star Reviews
Joseph Harros
As first-time buyers, we had very little knowledge of the mortgage process and found it quite daunting, especially with rising interest rates and uncertainty in the property market. We’re extremely grateful to Dinah and Jo for their support and would highly recommend UK Moneyman to any first-time buyer looking for a professional, knowledgeable and supportive mortgage broker.
29 Oct 2026
Jade Wilmot
As first-time buyers, we had very little knowledge of the mortgage process. We changed properties along the way, and our circumstances made the mortgage process more complex than we initially expected. Dinah and Jo were absolutely brilliant throughout. We would definitely recommend UK Moneyman to anyone looking to set up a mortgage.
29 Oct 2026
Diane A
First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home
28 Oct 2026
Chloe Gathergood
Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much
23 Oct 2026
Rebecca Joy
Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!
15 Oct 2026
Callum Kennedy
Very helpful and informative. Made the process as easy as possible. Would recommend to other
14 Oct 2026
Barry Hall
I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.
14 Oct 2026
Megan Whitlock
The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you
14 Oct 2026
Linda Chadwick
Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%
14 Oct 2026
Natalie Rose
We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam
13 Oct 2026
During your free initial mortgage appointment, we will review your income, expenditure and deposit, then explain any mortgage or scheme options that may suit you.
Our team will conduct a thorough search of 1000 mortgage products to find the one that suits your needs. We will also help you obtain a mortgage agreement in principle, which can help support any offers you make on new builds.
Once your offer is accepted, we will submit your complete mortgage application and supporting documents to the lender. Throughout this process, your dedicated case manager will keep you informed of progress, from the mortgage offer to completion and beyond.
Our service extends beyond securing the most suitable mortgage deal for you. We will recommend relevant insurance options to protect you and your loved ones. Additionally, we will contact you when your mortgage deal is about to end to ensure that you are still on the most suitable deal.
During your free initial mortgage appointment, your designated mortgage advisor in Coventry will spend some time with you, looking through all of the figures, so that you have a rough guideline of how much exactly you will be paying per month for your mortgage deal.
As an open and honest mortgage broker in Coventry, we will make sure that we are on hand to help you through every step of the mortgage process. Book your free initial mortgage appointment today and we’ll look to help you in any way that we can.
We can review the mortgage requirements for your chosen property and any scheme you are eligible to use, then compare suitable deals through our lender panel.
We can also explain the roles of your solicitor and surveyor and help you prepare for the next steps.
As a fast & friendly mortgage broker in Coventry who has over 20 years of providing top tier mortgage advice in Coventry, we have an in-depth experience and knowledge of a wide variety of mortgage situations.
Being an open and honest mortgage broker in Coventry, we will make sure that we are on hand to help you through every step of the mortgage process. Book your free initial mortgage appointment today and we’ll look to help you in any way that we can.
Our team is available seven days a week. You can book a free initial mortgage appointment at a time that suits you, whether you are buying a home or reviewing the mortgage on an existing Help to Buy property.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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