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Buy to Let Mortgage Advice in Coventry

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We Search 1000’s of Buy to Let Deals
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We have many years of experience in providing Buy to Let Mortgage Advice in Coventry to both current and budding landlords. Over these years, we’ve also built many long-standing relationships with local landlords who we regularly hear from and come to us when they need expert help with their Buy to Let Mortgage.

 

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We search 1000s of mortgage deals across a large number of lenders, including:

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Buy to Let Mortgage Advice in Coventry

Our Mortgage Advisors in Coventry are very experienced when it comes to Buy to Let mortgages, below we have listed some of the most popular scenarios we come across:

  • Buy to Let remortgage options & deals
  • Capital raising advice
  • Limited Company Mortgages, aka Specific Purpose Vehicles (SPVs)
  • HMO Mortgages, a House in Multiple Occupation
  • Buy to Let Mortgage options for Retired Landlords
  • Specialist Mortgage Advice in Coventry for Professional & Portfolio Landlords
  • and much more…

Contact us to book your free Buy to Let mortgage consultation

Buy to Let Mortgages Coventry

As your Buy to Let Mortgage Broker in Coventry, we will help and support you through the full process and be here seven days a week, anytime you need us. We know that Buy to Let mortgages are not always straight forward and easy, we will help you over any hurdles that you face.

 

We will always be open and honest taking away as much stress as possible. Our free Buy to Let mortgage consultations are available daytime, evening or weekends. You will receive high-quality service that we very much strive for here at Coventrymoneyman.

 

Your happiness with the service you receive is very important to all the team, we really do love what we do, and this shines through in our genuine customer reviews.

 

Contact us today to book your free Buy to Let mortgage consultation.

What our customers say

Common mortgage
questions

The minimum deposit for a buy to let mortgage is usually 25% of the property value. However, this can vary between 20%-40%.

Your free mortgage consultation with a Mortgage Advisor in Coventry will last approximately an hour. Once they have evaluated your situation, they will recommend a mortgage for you with no obligation for you to proceed. Based on the deal, you can decide whether or not you want to continue the process with us or not.

As a trusted Mortgage Broker in Coventry, we carry out a fact find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Coventry has evaluated your situation, they will perform a credit check on you, this is required for an agreement in principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.

We always advise that you obtain an Agreement in Principle before you start viewing properties in Coventry, to avoid disappointment. If you want to get yourselves a head start, you should get one prior to making an offer.

Typically, an agreement in principle lasts for between 30 and 90 days, however, this can change depending on your lender. If your agreement in principle expires, you can renew it quite easily.

Yes, you can get a second mortgage. Whether this is for debt consolidation or home improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.

It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.

Yes, however, you must submit at least one years’ accounts. Most lenders use your salary + dividend to calculate the maximum mortgage, whereas other lenders could base it of your net profit.

If you are an employee, you will need to provide three payslips to prove your income. If you are self employed, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.

Our free mortgage consultation will take about an hour. Once this is one, we can arrange an Agreement in Principle for you within 24 hours. A formal offer takes up to three weeks on average.

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We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action.

Step 2

Enjoy finding a property!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

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Coventrymoneyman.com & Coventrymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2020 Coventrymoneyman

Coventrymoneyman – Sherbourne House, Humber Avenue, Coventry, CV1 2AQ

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