Welcome to Coventrymoneyman, your new home of fast and friendly Mortgage Advice in Coventry. Utilising our wealth of knowledge in the mortgage industry, our dedicated team of mortgage advisors and administrators aim to provide expert Mortgage Advice in Coventry and support you throughout your entire mortgage journey.
Whether you’re a First Time Buyer trying to find that perfect starting home or a current home owner thinking of Moving Home, we can help! We also have helped new or returning customers with their Remortgage and existing/first time landlords interested in buy to let mortgages.
Are you looking to get onto the property ladder via the Help/ Right to Buy government scheme or general Mortgage Advice in Coventry? We treat all of our customers the same and help guide you throughout your entire mortgage journey.
Being prepared and getting ahead of the game is always the most innovative and safest option for mortgages, as they are often quite stressful and can be complicated. Therefore, book yourself in for a Free Mortgage Consultation to speak to one of our qualified Mortgage Advisor in Coventry today. They will guide you through the entire mortgage process. Our team will be on hand right through your journey, from your initial enquiry to getting the keys to your dream home.
Feel free to read our genuine customer reviews. As a team, we aim to provide the same level of service for every new/existing customer who gets in touch.
Being a standalone Mortgage Broker in Coventry, we have no ties to an estate agent, bank, or builders. We are here to help you achieve your mortgage goals by providing nothing but open and honest Mortgage Advice in Coventry.
Our Mortgage Advisors will always recommend the most suitable option for your circumstances. We want to put your mind at ease and answer any mortgage-related questions you have, both before and during the process.
We work with a large panel of lenders, which lets us search 1000’s of deals to find you the most suitable mortgage for your situation.
Over the years as a Mortgage Broker in Coventry, we have spoken to and helped many customers achieve their mortgage goals. With our experience working in the industry, there is rarely a situation that we haven’t come across.
Coventrymoneyman has had over 20 years of experience within the mortgage industry and helped thousands of happy customers get through the mortgage process. A devoted Mortgage Advisor in Coventry will take care of you from start to finish. They will search through thousands of mortgage deals and solutions to ensure that you come out with an amazing deal that is best suited to your personal and financial situation.
We offer a Free Mortgage Consultation to every customer that reaches out to us for help. As a trusted Mortgage Broker in Coventry, we can ensure that as soon as we evaluate your individual situation, we will give you the most professional and up to date Mortgage Advice service. A Mortgage Advisor in Coventry at Coventrymoneyman will always have your best interests at heart.
From your first enquiry to getting your keys, a Mortgage Advisor in Coventry will be by your side throughout every step of the way. Being open and honest with you is part of our excellent service, we want to ensure that you feel secure and comfortable during every stage of the process. As an experienced Mortgage Broker in Coventry, we will use our knowledge to hopefully save both your time and your money!
There is rarely a situation we haven’t crossed paths with. We also love a good challenge, so don’t hesitate to contact your Mortgage Advisor in Coventry even if you think your situation is complex. You might be Self Employed, a Company Owner, a Partner, a Contractor or on a probation period with a new employer and are finding it hard to get a new mortgage arranged. This is where an expert Mortgage Broker in Coventry, like us, will become incredibly handy. Also, this will apply to you if you have had credit problems in the past. You could’ve been bankrupt, have a CCJ and /or had a poor credit score.
Here at Coventrymoneyman, we are not tied to a particular estate agent or mortgage lender, we work solely for you. This makes your mortgage experience with us tailored to your individual situation and more personal. If you are looking for specialist help and guidance, then please contact us as our team would love to try and help you.
Once your free mortgage consultation is complete, we can arrange an Agreement in Principle for you. We can usually get you one within 24-hours of your application.
We will then try and find you a perfect deal for your individual situation. If you want to proceed, we can get your mortgage application ready for submission. Once submitted, a formal offer usually takes more than three weeks.
To back up your mortgage application, you’ll have to provide some evidential documents. This will include things like ID, bank statements, your latest P60 and payslips.
Your dedicated Mortgage Broker in Coventry will go through every step with you to make sure that you get it right!
Yes, you can get a mortgage as a Self Employed applicant, however, you must be able to submit at least one years’ accounts. Not all, but most lenders will use your salary plus dividend to work out the maximum mortgage amount that you can borrow. Sometimes, lenders will also go off your net profit.
It may require you to try and obtain a specialist product, however, yes, it can be possible to get a mortgage despite having bad credit. As a Mortgage Broker in Coventry, in the past, we’ve seen lenders request 10%-15% deposits.
This all depends on the property price and your credit rating. However, in most cases and if you have good credit, most high street lenders will require a minimum of a 5% deposit.
Yes, you can get a second mortgage in Coventry. Here are the most common reasons why people want a second mortgage:
– Debt consolidation
– Home improvements
– Buy to Let
– For a better deal
Even if your situation isn’t on this list, still feel free to get in touch and we will if we can help.
Usually, depending on the lender that you’ve used, your Agreement in Principle will last anywhere between 30-90 days. If your Agreement in Principle expires, you can easily renew it. If you get in touch with your Mortgage Broker in Coventry, they can arrange this.
Obtaining an Agreement in Principle (AIP) is a crucial part of the mortgage process. As a Mortgage Broker in Coventry, we advise that you get one prior to viewing properties.
Having an AIP in place nice and early could allow you to negotiate prices when making an offer. Of course, you will need to back up your affordability for a mortgage. You are only agreed in principle of providing evidential documents to support your application. Our team can help you with this.
The mortgage process can be made simple by using a Mortgage Broker in Coventry like us. Our mortgage process includes a simple fact find, a free mortgage consultation, then application submission. We can arrange an Agreement in Principle within 24-hours of all of this. We just need some evidential documents from you then we can get the ball rolling!
Your free initial mortgage consultation in Coventry will last around an hour. Firstly, your Mortgage Advisor in Coventry will get some information from you to find out about your mortgage needs and situation. Once we have some details from you, we can begin looking for mortgage deals.
Your dedicated Mortgage Advisor in Coventry will search through 1000’s mortgage deals, trying to find one that matches your personal and financial mortgage situation. If we find a deal, we’ll recommend you with the product. If you are happy to continue, we can get the ball rolling with your mortgage application.