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Fast & Friendly Mortgage Advice in Coventry

7 Days a Week 8AM - 10PM

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

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We love helping customers who really need Mortgage Advice in Coventry - it's not just about finding a mortgage, we will hold your hand through the full process.

For your FREE mortgage consultation call 024 7688 0948 or Book an appointment online.

Book Online

For your FREE mortgage consultation call 024 7688 0948 or Book an appointment online.

Malcoms Image

We love helping customers who really need Mortgage Advice in Coventry - it's not just about finding a mortgage, we will hold your hand through the full process.

Book Online

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

What our customers say

Mortgage Broker in Coventry Mortgage Advice in Coventry

Welcome to Coventrymoneyman, your expert Mortgage Broker in Coventry providing you with open and honest Mortgage Advice. We are here to give you our full support and guidance throughout the whole of the mortgage process. Regardless of the complexity of your situation, a Mortgage Advisor in Coventry will always be on hand to answer any questions you have and help you determine what your next course of action should be.

 

Whether you’re a first time buyer looking for that perfect starting home, a current homeowner looking at moving house, looking for a simple remortgage or interested in a buy to let mortgage, we think our excellent Mortgage Advice service will benefit you.

 

Being prepared and getting ahead of the game is always the smartest and safest option when it comes to mortgages as they are often quite stressful and can be complicated. Therefore, speaking to an Expert Mortgage Broker in Coventry is the best solution. You want to be in a great ‘Mortgage Ready’ position to be ahead of potential competitors and home movers, who haven’t been as organised as you.

 

Feel free to check out some of our brilliant online reviews from customers who have experienced a top level of customer service from us.

Why use Coventrymoneyman as your Mortgage Broker in Coventry?

Coventrymoneyman has had over 20 years of experience within the mortgage industry and helped thousands of happy customers get through the mortgage process. A devoted Mortgage Advisor in Coventry will take care of you from start to finish. They will search through thousands of mortgage deals and solutions to ensure that you come out with an amazing deal that is best suited to your personal and financial situation.

 

We offer a Free Mortgage Consultation to every customer that reaches out to us for help. As a trusted Mortgage Broker in Coventry, we can ensure that as soon as we evaluate your individual situation, we will give you the most professional and up to date Mortgage Advice service. A Mortgage Advisor in Coventry at Coventrymoneyman will always have your best interests at heart.

 

From your first enquiry to getting your keys, a Mortgage Advisor in Coventry will be by your side throughout every step of the way. Being open and honest with you is part of our excellent service, we want to ensure that you feel secure and comfortable during every stage of the process. As an experienced Mortgage Broker in Coventry, we will use our knowledge to hopefully save both your time and your money!

 

There is rarely a situation we haven’t crossed paths with. We also love a good challenge, so don’t hesitate to contact your Mortgage Advisor in Coventry even if you think your situation is complex. You might be Self Employed, a Company Owner, a Partner, a Contractor or on a probation period with a new employer and are finding it hard to get a new mortgage arranged. This is where an expert Mortgage Broker in Coventry, like us, will become incredibly handy. Also, this will apply to you if you have had credit problems in the past. You could’ve been bankrupt, have a CCJ and /or had a poor credit score.

 

Here at Coventrymoneyman, we are not tied to a particular estate agent or mortgage lender, we work solely for you. This makes your mortgage experience with us tailored to your individual situation and more personal. If you are looking for specialist help and guidance, then please contact us as our team would love to try and help you.

Mortgage advice in Coventry – Options:

First Time Buyer Mortgage Advice Coventry

We’re here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Coventry

Simply, wanting to know how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Coventry

Seeking a better mortgage deal, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000's of mortgage deals across a large number of lenders, including:

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Common mortgage questions

Once your free mortgage consultation is complete, we can arrange an Agreement in Principle for you. We can usually get you one within 24-hours of your application.

We will then try and find you a perfect deal for your individual situation. If you want to proceed, we can get your mortgage application ready for submission. Once submitted, a formal offer usually takes more than three weeks.

To back up your mortgage application, you’ll have to provide some evidential documents. This will include things like ID, bank statements, your latest P60 and payslips.

Your dedicated Mortgage Broker in Coventry will go through every step with you to make sure that you get it right!

Yes, you can get a mortgage as a Self Employed applicant, however, you must be able to submit at least one years’ accounts. Not all, but most lenders will use your salary plus dividend to work out the maximum mortgage amount that you can borrow. Sometimes, lenders will also go off your net profit.

It may require you to try and obtain a specialist product, however, yes, it can be possible to get a mortgage despite having bad credit. As a Mortgage Broker in Coventry, in the past, we’ve seen lenders request 10%-15% deposits.

This all depends on the property price and your credit rating. However, in most cases and if you have good credit, most high street lenders will require a minimum of a 5% deposit.

Yes, you can get a second mortgage in Coventry. Here are the most common reasons why people want a second mortgage:

– Debt consolidation
– Home improvements
– Buy to Let
– For a better deal
– Divorce/Separation

Even if your situation isn’t on this list, still feel free to get in touch and we will if we can help.

Usually, depending on the lender that you’ve used, your Agreement in Principle will last anywhere between 30-90 days. If your Agreement in Principle expires, you can easily renew it. If you get in touch with your Mortgage Broker in Coventry, they can arrange this.

Obtaining an Agreement in Principle (AIP) is a crucial part of the mortgage process. As a Mortgage Broker in Coventry, we advise that you get one prior to viewing properties.

Having an AIP in place nice and early could allow you to negotiate prices when making an offer. Of course, you will need to back up your affordability for a mortgage. You are only agreed in principle of providing evidential documents to support your application. Our team can help you with this.

The mortgage process can be made simple by using a Mortgage Broker in Coventry like us. Our mortgage process includes a simple fact find, a free mortgage consultation, then application submission. We can arrange an Agreement in Principle within 24-hours of all of this. We just need some evidential documents from you then we can get the ball rolling!

Your free initial mortgage consultation in Coventry will last around an hour. Firstly, your Mortgage Advisor in Coventry will get some information from you to find out about your mortgage needs and situation. Once we have some details from you, we can begin looking for mortgage deals.

Your dedicated Mortgage Advisor in Coventry will search through 1000’s mortgage deals, trying to find one that matches your personal and financial mortgage situation. If we find a deal, we’ll recommend you with the product. If you are happy to continue, we can get the ball rolling with your mortgage application.

Coventrymoneyman.com & Coventrymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Coventrymoneyman

Coventrymoneyman – Sherbourne House, Humber Avenue, Coventry, CV1 2AQ

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