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Specialist Mortgage Advice in Coventry

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Declined by the Bank? We May be Able to Help!

Over our many years of working within the mortgage industry, we have seen that a lot of our customers have come to us asking for help after being declined by their bank. We have dealt with thousands of complicated mortgage situations in the past and deal with new obstacles every day! We love a good challenge and we will try our best to get you over every hurdle we face during your mortgage process.

 

We think that if you are being faced with a complex mortgage situation, a Specialist Mortgage Broker in Coventry by your side will prove highly beneficial. We are here to work for you. Our sole purpose is to find you the most suitable mortgage deal for your individual needs, we work for you.

 

With our experience and skills combined, we will try our best to tackle any problem that we faced with. We have helped happy customers secure mortgage deals when they didn’t think it was possible. Let your expert Mortgage Broker in Coventry provide you with specialist help and guidance as you make your way up the property ladder, we can’t wait to hear from you!

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

Specialist Mortgage Advice in Coventry

When a customer approaches us at Coventrymoneyman in desperate help to get their mortgage back on track, we always consider every situation. There is rarely a situation that we haven’t come across before, it’s likely that we have solved your situation before!

 

Common complicated mortgage scenarios:

  • Marital status i.e. married buying in sole name, divorce, separation.
  • Buying directly from your landlord.
  • Credit score troubles?
  • Income mix, i.e. salary, dividend, benefits, drawings, net profit etc.
  • Buying from or with a family member.

The list above is the most common complicated mortgage situations that we are faced with. As your Specialist Mortgage Broker in Coventry, we deal with all sorts of situations so if your situation isn’t listed above, we have probably dealt with one similar before and if not don’t worry as we will try our best help!

 

Contact us to book your free specialist mortgage consultation

In need of a Specialist Mortgage Advisor in Coventry?

  • We care about each and every one of our amazing customers. We’re also not linked to any Estate Agents and have no vested interests. Also, we’re always clear and honest with you.
  • It’s our job to make you feel relaxed and comfortable – from your first conversation with us, right through to getting your keys.
  • We’re proud of our customer service which really shows in our genuine reviews at Reviews.co.uk.
  • We are always available at a time to suit you.
  • Unlike high street banks, we are able to search 1000’s of mortgage deals on your behalf to find you the very best one possible

 

Get in touch with your expert Mortgage Advisor in Coventry today, we can’t wait to help you!

What our customers say

Common mortgage
questions

Your free mortgage consultation with a Mortgage Advisor in Coventry will last approximately an hour. Once they have evaluated your situation, they will recommend a mortgage for you with no obligation for you to proceed. Based on the deal, you can decide whether or not you want to continue the process with us or not.

As a trusted Mortgage Broker in Coventry, we carry out a fact find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Coventry has evaluated your situation, they will perform a credit check on you, this is required for an agreement in principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.

We always advise that you obtain an Agreement in Principle before you start viewing properties in Coventry, to avoid disappointment. If you want to get yourselves a head start, you should get one prior to making an offer.

Typically, an agreement in principle lasts for between 30 and 90 days, however, this can change depending on your lender. If your agreement in principle expires, you can renew it quite easily.

Yes, you can get a second mortgage. Whether this is for debt consolidation or home improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.

To buy a property, the minimum deposit that you will need with high street lenders is usually 5%. This percentage can be higher if you have previous credit problems.

It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.

Yes, however, you must submit at least one years’ accounts. Most lenders use your salary + dividend to calculate the maximum mortgage, whereas other lenders could base it of your net profit.

If you are an employee, you will need to provide three payslips to prove your income. If you are self employed, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.

Our free mortgage consultation will take about an hour. Once this is one, we can arrange an Agreement in Principle for you within 24 hours. A formal offer takes up to three weeks on average.

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We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action.

Step 2

Enjoy finding a property in Coventry!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

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Coventrymoneyman.com & Coventrymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2020 Coventrymoneyman

Coventrymoneyman – Sherbourne House, Humber Avenue, Coventry, CV1 2AQ

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