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Specialist Mortgage Advice in Coventry

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Declined by the Bank? We May be Able to Help!

Over our many years of working within the mortgage industry, we have seen that a lot of our customers have come to us asking for help after being declined by their bank. We have dealt with thousands of complicated mortgage situations in the past and deal with new obstacles every day! We love a good challenge and we will try our best to get you over every hurdle we face during your mortgage process.

 

We think that if you are being faced with a complex mortgage situation, a Specialist Mortgage Broker in Coventry by your side will prove highly beneficial. We are here to work for you. Our sole purpose is to find you the most suitable mortgage deal for your individual needs.

 

Specialist Mortgage Advisor in Coventry

With our experience and skills combined, we will try our best to tackle any problem that we faced with. We have helped happy customers secure mortgage deals when they didn’t think it was possible. Let your expert Mortgage Broker in Coventry provide you with specialist help and guidance as you make your way up the property ladder, we can’t wait to hear from you!

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

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Specialist Mortgage Advice in Coventry

When a customer approaches us at Coventrymoneyman in desperate help to get their mortgage back on track, we always consider every situation. There is rarely a situation that we haven’t come across before, it’s likely that we have solved your situation before!

 

Common complicated mortgage scenarios:

  • Marital status i.e. married buying in sole name, divorce, separation.
  • Buying directly from your landlord.
  • Credit score troubles?
  • Income mix, i.e. salary, dividend, benefits, drawings, net profit etc.
  • Buying from or with a family member.

The list above is the most common complicated mortgage situations that we are faced with. As your Specialist Mortgage Broker in Coventry, we deal with all sorts of situations so if your situation isn’t listed above, we have probably dealt with one similar before and if not don’t worry as we will try our best help!

 

Contact us to book your free specialist mortgage consultation

In need of a Specialist Mortgage Advisor in Coventry?

  • We care about each and every one of our amazing customers. We’re also not linked to any Estate Agents and have no vested interests. Also, we’re always clear and honest with you.
  • It’s our job to make you feel relaxed and comfortable – from your first conversation with us, right through to getting your keys.
  • We’re proud of our customer service which really shows in our genuine reviews at Reviews.co.uk.
  • We are available from 8am until 10pm, so you can call at a time that suits you.
  • Unlike high street banks, we are able to search 1000’s of mortgage deals on your behalf to find you the very best one possible

 

Get in touch with your expert Mortgage Advisor in Coventry today, we can’t wait to help you!

What our customers say

Common mortgage
questions

Once your free mortgage consultation is complete, we can arrange an Agreement in Principle for you. We can usually get you one within 24-hours of your application.

We will then try and find you a perfect deal for your individual situation. If you want to proceed, we can get your mortgage application ready for submission. Once submitted, a formal offer usually takes more than three weeks.

To back up your mortgage application, you’ll have to provide some evidential documents. This will include things like ID, bank statements, your latest P60 and payslips.

Your dedicated Mortgage Broker in Coventry will go through every step with you to make sure that you get it right!

Yes, you can get a mortgage as a Self Employed applicant, however, you must be able to submit at least one years’ accounts. Not all, but most lenders will use your salary plus dividend to work out the maximum mortgage amount that you can borrow. Sometimes, lenders will also go off your net profit.

It may require you to try and obtain a specialist product, however, yes, it can be possible to get a mortgage despite having bad credit. As a Mortgage Broker in Coventry, in the past, we’ve seen lenders request 10%-15% deposits.

This all depends on the property price and your credit rating. However, in most cases and if you have good credit, most high street lenders will require a minimum of a 5% deposit.

Yes, you can get a second mortgage in Coventry. Here are the most common reasons why people want a second mortgage:

– Debt consolidation
– Home improvements
– Buy to Let
– For a better deal
– Divorce/Separation

Even if your situation isn’t on this list, still feel free to get in touch and we will if we can help.

Usually, depending on the lender that you’ve used, your Agreement in Principle will last anywhere between 30-90 days. If your Agreement in Principle expires, you can easily renew it. If you get in touch with your Mortgage Broker in Coventry, they can arrange this.

Obtaining an Agreement in Principle (AIP) is a crucial part of the mortgage process. As a Mortgage Broker in Coventry, we advise that you get one prior to viewing properties.

Having an AIP in place nice and early could allow you to negotiate prices when making an offer. Of course, you will need to back up your affordability for a mortgage. You are only agreed in principle of providing evidential documents to support your application. Our team can help you with this.

The mortgage process can be made simple by using a Mortgage Broker in Coventry like us. Our mortgage process includes a simple fact find, a free mortgage consultation, then application submission. We can arrange an Agreement in Principle within 24-hours of all of this. We just need some evidential documents from you then we can get the ball rolling!

Your free initial mortgage consultation in Coventry will last around an hour. Firstly, your Mortgage Advisor in Coventry will get some information from you to find out about your mortgage needs and situation. Once we have some details from you, we can begin looking for mortgage deals.

Your dedicated Mortgage Advisor in Coventry will search through 1000’s mortgage deals, trying to find one that matches your personal and financial mortgage situation. If we find a deal, we’ll recommend you with the product. If you are happy to continue, we can get the ball rolling with your mortgage application.

We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action.

Step 2

Enjoy finding a property in Coventry!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links

Coventrymoneyman.com & Coventrymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Coventrymoneyman

Coventrymoneyman – Sherbourne House, Humber Avenue, Coventry, CV1 2AQ

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