Over our many years of working within the mortgage industry, we have seen that a lot of our customers have come to us asking for help after being declined by their bank. We have dealt with thousands of complicated mortgage situations in the past and deal with new obstacles every day! We love a good challenge and we will try our best to get you over every hurdle we face during your mortgage process.
We think that if you are being faced with a complex mortgage situation, a Specialist Mortgage Broker in Coventry by your side will prove highly beneficial. We are here to work for you. Our sole purpose is to find you the most suitable mortgage deal for your individual needs, we work for you.
With our experience and skills combined, we will try our best to tackle any problem that we faced with. We have helped happy customers secure mortgage deals when they didn’t think it was possible. Let your expert Mortgage Broker in Coventry provide you with specialist help and guidance as you make your way up the property ladder, we can’t wait to hear from you!
When a customer approaches us at Coventrymoneyman in desperate help to get their mortgage back on track, we always consider every situation. There is rarely a situation that we haven’t come across before, it’s likely that we have solved your situation before!
The list above is the most common complicated mortgage situations that we are faced with. As your Specialist Mortgage Broker in Coventry, we deal with all sorts of situations so if your situation isn’t listed above, we have probably dealt with one similar before and if not don’t worry as we will try our best help!
Contact us to book your free specialist mortgage consultation
Get in touch with your expert Mortgage Advisor in Coventry today, we can’t wait to help you!
Your free mortgage consultation with a Mortgage Advisor in Coventry will last approximately an hour. Once they have evaluated your situation, they will recommend a mortgage for you with no obligation for you to proceed. Based on the deal, you can decide whether or not you want to continue the process with us or not.
As a trusted Mortgage Broker in Coventry, we carry out a fact find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Coventry has evaluated your situation, they will perform a credit check on you, this is required for an agreement in principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.
We always advise that you obtain an Agreement in Principle before you start viewing properties in Coventry, to avoid disappointment. If you want to get yourselves a head start, you should get one prior to making an offer.
Typically, an agreement in principle lasts for between 30 and 90 days, however, this can change depending on your lender. If your agreement in principle expires, you can renew it quite easily.
Yes, you can get a second mortgage. Whether this is for debt consolidation or home improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.
To buy a property, the minimum deposit that you will need with high street lenders is usually 5%. This percentage can be higher if you have previous credit problems.
It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.
Yes, however, you must submit at least one years’ accounts. Most lenders use your salary + dividend to calculate the maximum mortgage, whereas other lenders could base it of your net profit.
If you are an employee, you will need to provide three payslips to prove your income. If you are self employed, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.
Our free mortgage consultation will take about an hour. Once this is one, we can arrange an Agreement in Principle for you within 24 hours. A formal offer takes up to three weeks on average.
A telephone call where we can take some initial details and find out about your plan of action.
Enjoy finding a property in Coventry!
Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.
Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.
A telephone call where we can take some initial details and find out about your plan of action.
Enjoy finding a property!
Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.
Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.
