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A 95% mortgage in Coventry allows you to borrow up to 95% of a property’s value, meaning you’ll only need a 5% deposit.
This type of mortgage is often popular with first time buyers looking to step onto the property ladder. It’s a way to get started without needing a large amount of savings.
Speaking with our mortgage advisors in Coventry can help you understand if this option suits your situation.
Lenders will look at your credit history, income, and overall affordability before offering a 95% mortgage in Coventry.
If you have a steady income and a clean credit file, you may have access to a wider range of options. Some lenders are also more open to applicants who have been renting consistently or have a strong employment record.
As a mortgage broker in Coventry, we can check which lenders are most likely to consider your application.
Finding the right 95% LTV mortgage in Coventry can be easier when you have support from an expert.
Our mortgage advisors in Coventry take the time to understand your circumstances and explain your options clearly.
We’ll search across 1000s of deals to find a product that aligns with your personal and financial situation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
215 5 Star Reviews
Joseph Harros
As first-time buyers, we had very little knowledge of the mortgage process and found it quite daunting, especially with rising interest rates and uncertainty in the property market. We’re extremely grateful to Dinah and Jo for their support and would highly recommend UK Moneyman to any first-time buyer looking for a professional, knowledgeable and supportive mortgage broker.
29 Oct 2026
Jade Wilmot
As first-time buyers, we had very little knowledge of the mortgage process. We changed properties along the way, and our circumstances made the mortgage process more complex than we initially expected. Dinah and Jo were absolutely brilliant throughout. We would definitely recommend UK Moneyman to anyone looking to set up a mortgage.
29 Oct 2026
Diane A
First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home
28 Oct 2026
Chloe Gathergood
Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much
23 Oct 2026
Rebecca Joy
Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!
15 Oct 2026
Callum Kennedy
Very helpful and informative. Made the process as easy as possible. Would recommend to other
14 Oct 2026
Barry Hall
I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.
14 Oct 2026
Megan Whitlock
The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you
14 Oct 2026
Linda Chadwick
Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%
14 Oct 2026
Natalie Rose
We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam
13 Oct 2026
You’ll start with a free initial appointment where you can speak to a mortgage advisor in Coventry about your plans and what you’re hoping to achieve.
We’ll look at your situation and explain your options clearly, without any pressure.
Once we understand what you need, we’ll search through 1000s of mortgage deals to find something that fits.
We’ll focus on lenders who are most likely to accept your application, based on your circumstances.
When you’re ready to move ahead, we’ll prepare your mortgage application and handle everything with the lender.
Your mortgage advisor in Coventry will keep you updated throughout the process.
On completion day, the funds are released and you’ll be ready to collect the keys.
We’ll make sure everything stays on track right through to the end.
Booking a free initial mortgage appointment gives you the chance to speak with a mortgage advisor in Coventry who truly understands the mortgage market.
We’ll listen carefully, answer your questions, and help you take your first steps with confidence.
We have access to 1000s of mortgage deals from a wide range of lenders, including options you won’t find on the high street.
That means we can search for the most suitable deal based on your circumstances and what you’re trying to achieve.
Our team is proud to offer a 5 star service, with clear communication, honest advice and support from start to finish.
We’ve helped many people in Coventry secure the right mortgage, and we’re committed to doing the same for you.
We’re available 7 days a week, including evenings, so you can speak to a mortgage advisor in Coventry at a time that suits you.
Whether it’s a quick question or a full appointment, we’re here when you need us.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Read our 44 Reviews
Coventrymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Coventrymoneyman 2009–2026
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Coventrymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Coventrymoneyman 2009–2026
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