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Speak to an Advisor 7 days, 8am - 10pm
A 95% mortgage in Coventry allows you to borrow up to 95% of a property’s value, meaning you’ll only need a 5% deposit.
This type of mortgage is often popular with first time buyers looking to step onto the property ladder. It’s a way to get started without needing a large amount of savings.
Speaking with our mortgage advisors in Coventry can help you understand if this option suits your situation.
Lenders will look at your credit history, income, and overall affordability before offering a 95% mortgage in Coventry.
If you have a steady income and a clean credit file, you may have access to a wider range of options. Some lenders are also more open to applicants who have been renting consistently or have a strong employment record.
As a mortgage broker in Coventry, we can check which lenders are most likely to consider your application.
Finding the right 95% LTV mortgage in Coventry can be easier when you have support from an expert.
Our mortgage advisors in Coventry take the time to understand your circumstances and explain your options clearly.
We’ll search across 1000s of deals to find a product that aligns with your personal and financial situation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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189 5 Star Reviews
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Abdul khaliq Mayar
I would highly recommend UK Money Man, especially Matthew Collinson and Paula. They have done an amazing job for me from start to finish. My previous mortgage broker got my application declined through TMW, and I was very stressed and worried. When I came to UK Money Man, they completely changed the game for me. Matthew was always helpful, professional, and kept me updated at every stage — even on his day off. That level of service really meant a lot to me. Paula was also fantastic and worked hard on my application. Thanks to their hard work and support, my mortgage was approved. I truly appreciate everything they have done for me and my family. I would definitely recommend Matthew, Paula, and UK Money Man to anyone looking for a reliable and supportive mortgage broker.
11 May 2026
Flc
Amazing company! Used them many times since 2018 and always a high standard of service! Would definitely recommend!
5 May 2026
William Thompson
I would like to say Thankyou to Jonathan and Dan for giving me an easy experience in sorting out my equity release.They were polite,friendly and very professional in their duties,and they made everything as easy as possible for me
29 Apr 2026
Yasir Noori
The team at UK Moneyman, especially Stacey Waudby and Matt Collinson, were fantastic. They have been really helpful throughout the process and in keeping me in the loop, with any update regarding the application
16 Apr 2026
Janiene Walton
Great service, very professional and I felt my adviser really was interested in helping me get the best deal for a repayment mortgage for my age group.
29 Mar 2026
Andrea McLaren
What a fantastic team. Can’t recommend them highly enough. Warren and Johnathan were so professional and so easy to talk and explain things to. Everything about my remortgage went smoothly thanks to them. I will certainly be recommending them to friends and family. Thank you guys for all of your help, couldn’t have done it without you.
20 Mar 2026
You’ll start with a free initial appointment where you can speak to a mortgage advisor in Coventry about your plans and what you’re hoping to achieve.
We’ll look at your situation and explain your options clearly, without any pressure.
Once we understand what you need, we’ll search through 1000s of mortgage deals to find something that fits.
We’ll focus on lenders who are most likely to accept your application, based on your circumstances.
When you’re ready to move ahead, we’ll prepare your mortgage application and handle everything with the lender.
Your mortgage advisor in Coventry will keep you updated throughout the process.
On completion day, the funds are released and you’ll be ready to collect the keys.
We’ll make sure everything stays on track right through to the end.
Booking a free initial mortgage appointment gives you the chance to speak with a mortgage advisor in Coventry who truly understands the mortgage market.
We’ll listen carefully, answer your questions, and help you take your first steps with confidence.
We have access to 1000s of mortgage deals from a wide range of lenders, including options you won’t find on the high street.
That means we can search for the most suitable deal based on your circumstances and what you’re trying to achieve.
Our team is proud to offer a 5 star service, with clear communication, honest advice and support from start to finish.
We’ve helped many people in Coventry secure the right mortgage, and we’re committed to doing the same for you.
We’re available 7 days a week, including evenings, so you can speak to a mortgage advisor in Coventry at a time that suits you.
Whether it’s a quick question or a full appointment, we’re here when you need us.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Coventrymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Coventrymoneyman 2009–2026
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Coventrymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Coventrymoneyman 2009–2026
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