Mortgage Broker in Binley

You might be a first time buyer in Coventry and Binley is ready to take one of the biggest financial commitments they have ever encountered but have no idea where to start. From the initial call all the way through to obtaining your keys, our team can help you throughout the process keeping you constantly updated on what’s going on whilst keeping technical jargon to a minimum. If you are looking for a helping hand on obtaining a mortgage, simply book your free mortgage appointment by booking online or speaking to a member of our team to speak with a First Time Buyer Mortgage Advisor in Binley.

When you get in touch with our expert team, we will ask you a series of questions to get an idea of your financial background. From this, we will carry out an affordability assessment to see the type of deals that are available to you. As well as this, your dedicated advisor will look through all mortgage products to find you the deal that is fitting for you. and get an Agreement in Principle for you within 24 hours. Remember, your advisor is there to help you so ask as many questions as you want to.

Another option you could consider if you find saving up for a deposit a struggle is using the Help to Buy scheme. Introduced by the government, there are many schemes designed to help First Time Buyers looking to take that first step on the property ladder.

When you are moving home in Coventry and surround areas who are looking for a mortgage in Binley, the process can be more familiar to you as you have done this before. Regardless of this, one aspect that can be a hurdle in the process is that you have to buy and sell properties at the same time. Managing the process of two properties can be a juggling act, especially with the mortgage aspect. This is where we come in, we can help you with the mortgage process.

There are many reasons why people look to move home like seeking a bigger property. If this is your situation, it’s likely that you need to check our affordability before taking viewing and making offers. Our team can help you with the budget so you have an idea of what properties you can afford in Binley.

Throughout our 20 years in the mortgage industry, we have built strong, enduring relationships with many Buy to Let landlords. Our team are ready to help you whether you are a First Time Buyer landlord or have an existing portfolio.

There are various buy to let mortgages in Coventry options out there like a HMO, Holiday Let, Let to Buy and many more! Your allocated Mortgage Advisor in Binley can talk through the all of your Buy to Let options.

You need to remortgage in Coventry and Binley when you are coming to the end of your fixed mortgage term. The process involves you switching onto another mortgage product to avoid falling onto your lender’s standard variable rate of interest. Our team can help you search the market for competitive rates and products. In some cases, you may have competitive rates available to you if you have kept up with your repayments.

As well as finding a better deal, many people remortgage for other reasons like home improvements, to release equity or to consolidate debt into their mortgage.

If you are self employed in Coventry and Binley, the process will be just like the other scenarios, but the one difference is evidencing your income. This will involve you providing additional documents that your Mortgage Advisor in Binley would advise you to provide. Like with the other mortgage types, they will still carry out an affordability assessment and see what deals are on offer to you.

If you are looking to explore your mortgage options and are over the age of 50, you may be eligible for a variety of mortgage options. We have a dedicated later-life lending team that you can book a free appointment with. You can book online or give us a call to schedule a date and time.