Mortgage Advice in Rugby

Mortgages for Home Buyers and Homeowners in Rugby

As open & honest providers of top level Mortgage Advice in Rugby, there isn’t often a situation that we haven’t come across at some point in the past. Throughout our history as a Mortgage Broker in Coventry and Rugby, we have helped a lot of different homeowners and home buyers alike, to reach their mortgage dreams.

Whether you are buying a property for the first time, are moving into a new home in Rugby or are remortgaging your long standing family home, we always aim for mortgage success. Of course these aren’t the only mortgage options you’ll have, as can be seen below. There are a vast amount of mortgage scenarios that you may encounter throughout your mortgage process.

First Time Buyer in Rugby

If you are looking to buy your first ever home, you may not be sure of the right steps you need to take. You will be going through what is possibly the biggest financial commitment of your life, something that once you realise, can be understandably nerve-wracking.

It’s our job as dedicated mortgage advisors in Coventry & Rugby to help you take that initial step onto the property ladder, providing advice on all the appropriate actions to take, on your way to purchasing your first home. From your first appointment, until your mortgage completes and beyond, we’re here for you.

Buy to Let in Rugby

Maybe you are a current or hopeful investor in the property market, looking to make a purchase on a Buy to Let property. This is a regular occurrence here at Coventrymoneyman. Buy to Let is a very popular option, as it can be very rewarding in the long run.

Our trusted team of mortgage advisors in Coventry & Rugby are experienced in growing relationships with landlords who get in touch, helping them to build up their property portfolios. This is the case whether they are making a purchase in their name or with a SPV (Special Purpose Vehicle), such as a Limited Company.

Remortgage in Rugby

If you are already a homeowner, you will find that before long you’ll be nearing the end of your initial fixed-period on your mortgage. At this point, you may want to look at your options for remortgaging your home.

You may do this is to find yourself a better deal, to release an amount of equity to put towards home improvements, to raise capital or something else. In any case, remortgaging is a very popular choice amongst homeowners who have memories in their home and would rather stay put than move.

Self Employed in Rugby

For those who are self-employed mortgage applicants in Coventry & Rugby, you may find that the most difficult part of your process is evidencing your income. This is because you need to prove that you have a consistent and sufficient income. Whilst this can be a challenge, by now means is it impossible to do so.

Our team are experience in helping self-employed mortgage applicants find their place on the property ladder. Your dedicated mortgage advisor will go through all the details of your case with you, recommending an appropriate mortgage product and best advising on the path you should take. This will hopefully allow you to have a higher chance of mortgage success.

Moving Home in Rugby

If you are already a homeowner in or around Rugby and are near the end of your initial fixed-period, you may want to think about moving home. There are lots of reasons why a homeowner may want to move home, rather than remortgage. Perhaps you need the space for an office or family growth? Maybe you are wanting better living costs? Some simply want a change of scenery.

As a team that prides itself on providing a top level of mortgage advice in Coventry & Rugby, we know the moving home process is a very stressful one. You have to find someone to buy your home, pack your belongings and make arrangements for your new home purchase. We will work hard to reduce your stress, taking the burden of the mortgage process off your shoulders.