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Mortgage Advice in Rugby

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Open & Honest Mortgage Advice in Rugby from Advisors with experience of every mortgage on the market.

For your FREE mortgage consultation call 024 7688 0948

About Us

For your FREE mortgage consultation call 024 7688 0948

Malcoms Image

Open & Honest Mortgage Advice in Rugby from Advisors with experience of every mortgage on the market.

About Us

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

What our customers say

A Mortgage Advisor in Rugby you can trust

Welcome to our mortgage advice page, we are a Mortgage Broker in Rugby and we are here to help through the mortgage process.

 

Our aim is to take away all of the stress off of your back and get you through the mortgage process with ease.

 

One of our amazing Mortgage Advisors in Rugby will hold your hand through the whole mortgage process and be right by your side from the moment you call us right through until you walk into your perfect home.

 

Speak to your expert Mortgage Broker in Rugby today and receive a free mortgage consultation.

We Work For You!

Unlike some other Mortgage Brokers in Rugby, we are not exclusive to particular lenders and estate agents. This means that we can search through thousands of mortgage deals for you until we find a perfect one that matches you and your personal situation.

 

We want you to come out of the mortgage process with an amazing deal that you are going to be extremely happy with. We work for you, always with your best interests at heart.

Always Available

We are always available to answer all of your mortgage questions in Rugby. Operating from 8am – 10pm, 7 days a week. We also offer a Free Mortgage Consultation for every customer that comes to us for help! So get in touch with a Mortgage Advisor in Rugby today and we will do our best to help you.

 

A Mortgage Broker like us will guide you through every step of the process. We will do everything exactly how you want it so that you feel comfortable through every single stage of the mortgage process. We love mortgage and we love helping you!

 

Get in touch with your expert Mortgage Broker in Coventry today. We can’t wait to hear from you.

How do I transact with my Mortgage Broker in Rugby?

You’ll benefit from a free initial mortgage consultation with one of our experts. Out of hours mortgage advice isn’t a problem, we have in-house mortgage advisors working until late to take your mortgage enquiries. Give us a call, we may be able to help!

Why shouldn’t I go to my bank for Mortgage Advice in Rugby?

The banks’ mortgage advisors are only able to offer products from one lender – Themselves. Their mortgage advisors can also be rather hard to get an appointment with, so if you’re actively looking at properties or are ready to offer this can be very frustrating. Seeking advice from a professional mortgage broker can also work in your favour, as we can compare deals. We have a large number of mortgage lenders on panel, some with very specialist mortgage products available.

My bank turned me down – Will you be able to get me a mortgage?

Quite often, customers that contact us for mortgage advice have been turned away by their bank for reasons such as income types, credit score, property type and the bank won’t lend enough. More often than not, we are able to help with this.

We search 1000's of mortgage deals across a large number of lenders, including:

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Common mortgage questions

Once your free mortgage consultation is complete, we can arrange an Agreement in Principle for you. We can usually get you one within 24-hours of your application.

We will then try and find you a perfect deal for your individual situation. If you want to proceed, we can get your mortgage application ready for submission. Once submitted, a formal offer usually takes more than three weeks.

To back up your mortgage application, you’ll have to provide some evidential documents. This will include things like ID, bank statements, your latest P60 and payslips.

Your dedicated Mortgage Broker in Coventry will go through every step with you to make sure that you get it right!

Yes, you can get a mortgage as a Self Employed applicant, however, you must be able to submit at least one years’ accounts. Not all, but most lenders will use your salary plus dividend to work out the maximum mortgage amount that you can borrow. Sometimes, lenders will also go off your net profit.

It may require you to try and obtain a specialist product, however, yes, it can be possible to get a mortgage despite having bad credit. As a Mortgage Broker in Coventry, in the past, we’ve seen lenders request 10%-15% deposits.

This all depends on the property price and your credit rating. However, in most cases and if you have good credit, most high street lenders will require a minimum of a 5% deposit.

Yes, you can get a second mortgage in Coventry. Here are the most common reasons why people want a second mortgage:

– Debt consolidation
– Home improvements
– Buy to Let
– For a better deal
– Divorce/Separation

Even if your situation isn’t on this list, still feel free to get in touch and we will if we can help.

Usually, depending on the lender that you’ve used, your Agreement in Principle will last anywhere between 30-90 days. If your Agreement in Principle expires, you can easily renew it. If you get in touch with your Mortgage Broker in Coventry, they can arrange this.

Obtaining an Agreement in Principle (AIP) is a crucial part of the mortgage process. As a Mortgage Broker in Coventry, we advise that you get one prior to viewing properties.

Having an AIP in place nice and early could allow you to negotiate prices when making an offer. Of course, you will need to back up your affordability for a mortgage. You are only agreed in principle of providing evidential documents to support your application. Our team can help you with this.

The mortgage process can be made simple by using a Mortgage Broker in Coventry like us. Our mortgage process includes a simple fact find, a free mortgage consultation, then application submission. We can arrange an Agreement in Principle within 24-hours of all of this. We just need some evidential documents from you then we can get the ball rolling!

Your free initial mortgage consultation in Coventry will last around an hour. Firstly, your Mortgage Advisor in Coventry will get some information from you to find out about your mortgage needs and situation. Once we have some details from you, we can begin looking for mortgage deals.

Your dedicated Mortgage Advisor in Coventry will search through 1000’s mortgage deals, trying to find one that matches your personal and financial mortgage situation. If we find a deal, we’ll recommend you with the product. If you are happy to continue, we can get the ball rolling with your mortgage application.

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UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
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