First Time Buyer Mortgages in Royal Leamington Spa

First time buyer in Coventry and Royal Leamington Spa who is ready to take your first step on the property ladder but has no idea where to start. From the initial call all the way through to picking up your keys, our team can assist you through the whole process keeping you continually updated on what’s going on and at the same time keeping technical jargon to an absolute minimum. If you are looking for assistance in obtaining a mortgage, book your free initial mortgage appointment by booking online or by telephone to speak with a member of our team to talk with a first time buyer mortgage advisor in Royal Leamington Spa. During your appointment, our team will ask you a range of questions about your financial background. From that, an affordability assessment will begin to see what type of deals may be available to you. At the same time, your mortgage advisor in Royal Leamington Spa will search thousands of deals to find you the most suitable product fitting for you, and look to obtain you an Agreement in Principle (AIP), also known as a Decision in Principle (DIP), within 24 hours. Remember, your mortgage advisor in Royal Leamington Spa is there to help you 7 days a week, so ask as many questions as you want to. If you are struggling to save enough for a deposit using the Help to Buy scheme might be better suited for you. Introduced by the government, there is a range of different schemes designed to help first time buyers in Royal Leamington Spa looking to take that first step on the property ladder.

Moving Home Mortgages in Royal Leamington Spa

If you are thinking of moving home in Coventry and surround areas in Royal Leamington Spa, the process can be more known to you as you have done this before. In spite of this, one aspect that can be a hurdle in the process is that you must buy and sell the property simultaneously. The process of managing two properties can be a balancing act, particularly with the mortgage aspect. That is where we come in, we can assist you with the mortgage process. Numerous reasons people look at move home like looking for a bigger property. If this is your scenario, it’s likely that you should check your affordability before taking viewing and making offers. Our team can help you with budgetary so you have an idea of what properties you can afford in Royal Leamington Spa.

Buy to Let Mortgages in Royal Leamington Spa

Having worked in the mortgage industry for over 20 years, we have strong ties working alongside many buy to let mortgages in Coventry and Royal Leamington Spa. Our team is ready to help you whether you are a First Time Buyer landlord or have an existing portfolio. There are different Buy to Let mortgage options out there like a HMO, Holiday Let, Let to Buy and many more! Your allocated mortgage advisor in Royal Leamington Spa can talk through all of your Buy to Let options.

Remortgaging in Royal Leamington Spa

You need to remortgage in Coventry and Royal Leamington Spa when you are coming to the end of your fixed mortgage term. The process involves you switching onto another mortgage product to avoid falling onto your lender’s standard variable rate of interest. Our team can help you search the market for competitive rates and products. In certain cases, you may have competitive rates available to you if you have kept up with your repayments. As well as finding a better deal, many people remortgage for other reasons like home improvements, to release equity or to consolidate debt into their mortgage. You should think speak to a mortgage advisor in Royal Leamington Spa before securing other debts against your home. By adding your unsecured debts to your mortgage, which is secured on your home, you are potentially putting your home at risk if you cannot make the required repayments. Although the total monthly cost of servicing your debt may have reduced, the total cost of repayment may still have risen as the term of your mortgage is longer than it may have taken to repay the debts originally.

Self Employed Mortgages Royal Leamington Spa

If you are self employed in Coventry and Royal Leamington Spa, the process will be just like the other scenarios, but the one difference is evidencing your income. This will involve you providing additional documents that your Mortgage Advisor in Royal Leamington Spa would advise you to provide. Like with the other mortgage types, they will still carry out an affordability assessment and see what deals are on offer to you.

Mortgage Options for Over 50s in Royal Leamington Spa

If you are looking to explore your mortgage options and are over the age of 50, you may be eligible for a variety of mortgage options. We have a dedicated later-life lending team that you can book a free initial appointment with. You can book online or give us a call to schedule a date and time.

Mortgage Broker in Royal Leamington Spa

Providing Expert Mortgage Advice in Royal Leamington Spa

Welcome to our mortgage broker in Royal Leamington Spa, your online hub for open and honest mortgage advice in Royal Leamington Spa. Here our team worked in the mortgage industry for over 20 years, we have helped provide endless support and guidance to homebuyers and movers throughout their mortgage journey. We have a good reputation in find you the most suitable mortgage product, saving you time and money.

Those first experiencing the process for the first time can cause a mixture of emotions from being anxious or stressed about the mortgage aspects while at the same time excited with adjusting to taking on a new financial commitment.

Our team understands this and has helped many customers who felt this way in the past. Therefore, our team aims in making your mortgage process stress-free and simple and jump through any hurdles that may crop up during your process.

Speak to an Advisor

Your Mortgage Options in Royal Leamington Spa

All of our Customers Receive a Free Initial Mortgage Appointment!

Utilising both our experience and industry knowledge, you know you will be in good hands having a trusted mortgage broker in Royal Leamington Spa by your side.

If you think your situation is too complex, not to worry, the amount of experience our team has dealing with customers day in and day out, there’s a chance that someone else they once dealt with in the past had a similar challenging situation like yours.

With that in mind, our team is here to offer a helping hand through the whole process, even if any unforeseen hurdles occur when it comes to your mortgage application. Don’t hesitate to book your free initial mortgage appointment today to speak with one of our mortgage advisors in Royal Leamington Spa.

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Your Mortgage Options in Royal Leamington Spa

Our Customers Love Us

4.98 Rating42 Reviews

Catherine

I loved that they were straight forward and down to earth. When money matter feel overwhelming, they came with a calm prospective. The advisors have always been relaxed and helpful, and always professional.

1 month ago

Christine

Amazing people ro work with very happy with the service

4 months ago

Mr.

The process was trouble free. I was happy with both the service and the product. I would recommend the company.

7 months ago

Leona

very good service and information provided was clear especially for someone like me who needed guidance as a first ime buyer thank you

7 months ago

Excellent service and guidance all the way through the process. Leo and Lizzi were very helpful in finding me the right product.

1 year ago

Diane

Very professional and kept me informed throughout the process of securing our equity release. I would recommend them especially for those who are a little unsure of how equity release works and if it's right for them

1 year ago

Diane

Very helpful, easy to get hold of when needed! Able to answer all my questions

1 year ago

Ajay

Made the process easy and understandable, presented all possible options and advised on what would be best suited for us. Always available to answer any queries or resolve any issues that arise. Would definitely use again in the future.

1 year ago

Luke

Incredibly quick, concise and professional. Regularly kept in he loop and gained all the knowledge required to be able to buy a property. Couldn't of asked for anything more and I can't thank them enough for all the help received.

1 year ago

Carol

Friendly efficient service, took their time to explain the procedure etc, I would definitely recommend them.

2 years ago

Joshua

Leo is always a pleasure to talk to. Very friendly and knowledgeable, and allows us to ask questions, no matter if we’ve asked before orbits really obvious

2 years ago

Gurjeet

Really helpful and clear.

3 years ago

Gemma

From first discussions with Tom to being passed over to Lyndsey, the whole process was easy and seamless. Everyone I have dealt with at Moneyman have been really helpful and friendly, which has helped take the stress out of applying for a...

3 years ago

Matthew

Jenny has been extremely helpful throughout the process and resolved any issues quickly. Thanks!

3 years ago

Susan

Very good service over the moon Wayne and Megan no there stuff

3 years ago

Dean

4 weeks and got my offer very good service from Wayne and Megan can not fault them

3 years ago

Anonymous

Great service

3 years ago

karan

Fantastic service. From start to finish I had everything clearly explained and the broker always had my best interest in mind. I highly recommend for first time buyers!

4 years ago

Anonymous

The service provided is personal and efficient. The team are willing to help and will try hard to meet tough timings to support an application. Would recommend

4 years ago

Thomas

Brilliant! Really helpful, did everything for us, explained the process clearly and made it all so easy! We wouldn't have gotten a mortgage without them!

4 years ago

Our Simple 4-Step Process

Book Online

Book online or give us a call to book your free initial mortgage appointment. This is to help our team gain an initial understanding of your mortgage situation.

Free Initial Mortgage Appointment

We will assess your circumstances and identify the deals that you can access. Our search will cover thousands of different mortgage products.

Finding a Suitable Product

If we succeed in finding a product that suits you and you want to proceed with it, we can begin preparing your mortgage application.

Submit Your Application

The time has come to submit your mortgage application. With such a straightforward process, we can offer our usual prompt and amicable service when providing mortgage advice in Coventry.

Reasons to Choose us

Free Initial Appointment in Royal Leamington Spa

Our mortgage advisors in Royal Leamington Spa are highly experienced in every mortgage situation. As a mortgage broker in Coventry and Royal Leamington Spa, we work with all types of customers that are looking to achieve different things. By following our book online process, you can select your preferred date and time that suits you.

Search 1000s of products

Our mortgage advisors in Coventry and Royal Leamington Spa able to find the most suitable mortgage product. When you are happy with our recommendation, we can then proceed with the mortgage application. After that, we will submit your mortgage application to the lender. It is that simple!

7 Days a Week

We offer immediate mortgage appointment bookings without any obligation. Our availability extends to 7 days a week, allowing you to select a date and time that aligns with your personal or professional commitments.

Our Service

Transparency and sincerity form the cornerstone of our business. We will provide complete honesty and clarity at all times. Our mortgage advisor in Royal Leamington Spa will strive to identify a competitive product that matches your financial and personal circumstances. In case a better product cannot be found, they will candidly advise you to retain your existing product.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

Common Mortgage Questions in Royal Leamington Spa

We Search 1000s of Mortgages in Royal Leamington Spa

Coventrymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

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Mortgage Broker in Royal Leamington Spa