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Mortgage Broker in Northampton

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

024 7688 0948Speak to an Advisor - It's Free!

Mortgage Broker in Northampton

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 024 7688 0948

Providing Expert Mortgage Advice in Northampton

Welcome to our mortgage broker in Northampton, your online hub for open and honest mortgage advice in Northampton. Here our team worked in the mortgage industry for over 20 years, we have helped provide endless support and guidance to homebuyers and movers throughout their mortgage journey. We have a good reputation in find you the most suitable mortgage product, saving you time and money.

Those first experiencing the process for the first time can cause a mixture of emotions from being anxious or stressed about the mortgage aspects while at the same time excited with adjusting to taking on a new financial commitment.

Our team understands this and has helped many customers who felt this way in the past. Therefore, our team aims in making your mortgage process stress-free and simple and jump through any hurdles that may crop up during your process.

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Your Mortgage Options in Northampton

All of our Customers Receive a Free Mortgage Appointment!

Utilising both our experience and industry knowledge, you know you will be in good hands having a trusted mortgage broker in Northampton by your side.

If you think your situation is too complex, not to worry, the amount of experience our team has dealing with customers day in and day out, there’s a chance that someone else they once dealt with in the past had a similar challenging situation like yours.

With that in mind, our team is here to offer a helping hand through the whole process, even if any unforeseen hurdles occur when it comes to your mortgage application. Don’t hesitate to book your free mortgage appointment today to speak with one of our mortgage advisors in Northampton.

Our Reviews

Your Mortgage Options in Northampton

First Time Buyer Mortgages in Northampton

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First time buyer in Coventry and Northampton who is ready to take your first step on the property ladder but has no idea where to start. From the initial call all the way through to picking up your keys, our team can assist you through the whole process keeping you continually updated on what’s going on and at the same time keeping technical jargon to an absolute minimum.

If you are looking for assistance in obtaining a mortgage, book your free mortgage appointment by booking online or by telephone to speak with a member of our team to talk with a first time buyer mortgage advisor in Northampton.

During your appointment, our team will ask you a range of questions to get an idea of your financial background. From that, an affordability assessment will begin to see what type of deals may be available to you. At the same time, your mortgage advisor in Northampton will search thousands of deals to find you the most suitable product fitting for you, and look to obtain you an Agreement in Principle (AIP), also known as a Decision in Principle (DIP), within 24 hours. Remember, your mortgage advisor in Northampton is there to help you 7 days a week, so ask as many questions as you want to.

If you are struggling to save enough for a deposit using the Help to Buy scheme might be better suited for you. Introduced by the government, there is a range of different schemes designed to help first time buyers in Northampton looking to take that first step on the property ladder.

Moving Home Mortgages in Northampton

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If you are thinking of moving home in Coventry and surround areas in Northampton, the process can be more known to you as you have done this before. In spite of this, one aspect that can be a hurdle in the process is that you must buy and sell the property simultaneously. The process of managing two properties can be a balancing act, particularly with the mortgage aspect. That is where we come in, we can assist you with the mortgage process.

Numerous reasons people look at move home like looking for a bigger property. If this is your scenario, it’s likely that you should check your affordability before taking viewing and making offers. Our team can help you with budgetary so you have an idea of what properties you can afford in Northampton.

Buy to Let Mortgages in Northampton

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Having worked in the mortgage industry for over 20 years, we have strong ties working alongside many buy to let mortgages in Coventry and Northampton. Our team is ready to help you whether you are a First Time Buyer landlord or have an existing portfolio.

There are different Buy to Let mortgage options out there like a HMO, Holiday Let, Let to Buy and many more! Your allocated mortgage advisor in Northampton can talk through all of your Buy to Let options.

Remortgaging in Northampton

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You need to remortgage in Coventry and Northampton when you are coming to the end of your fixed mortgage term. The process involves you switching onto another mortgage product to avoid falling onto your lender’s standard variable rate of interest. Our team can help you search the market for competitive rates and products. In certain cases, you may have competitive rates available to you if you have kept up with your repayments.

As well as finding a better deal, many people remortgage for other reasons like home improvements, to release equity or to consolidate debt into their mortgage.

You should think speak to a mortgage advisor in Northampton before securing other debts against your home. By adding your unsecured debts to your mortgage, which is secured on your home, you are potentially putting your home at risk if you cannot make the required repayments.

Although the total monthly cost of servicing your debt may have reduced, the total cost of repayment may still have risen as the term of your mortgage is longer than it may have taken to repay the debts originally.

Self Employed Mortgages Northampton

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If you are self employed in Coventry and Northampton, the process will be just like the other scenarios, but the one difference is evidencing your income. This will involve you providing additional documents that your Mortgage Advisor in Northampton would advise you to provide. Like with the other mortgage types, they will still carry out an affordability assessment and see what deals are on offer to you.

Mortgage Options for Over 50s in Northampton

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If you are looking to explore your mortgage options and are over the age of 50, you may be eligible for a variety of mortgage options. We have a dedicated later-life lending team that you can book a free appointment with. You can book online or give us a call to schedule a date and time.

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Our Simple 4-Step Process

Book Online

Step 1

Book online or give us a call to book your free mortgage appointment. This is to help our team gain an initial understanding of your mortgage situation.

Free Mortgage Apppointment

Step 2

We will assess your circumstances and identify the deals that you can access. Our search will cover thousands of different mortgage products.

Finding a Suitable Product

Step 3

If we succeed in finding a product that suits you and you want to proceed with it, we can begin preparing your mortgage application.

Submit Your Application

Step 4

The time has come to submit your mortgage application. With such a straightforward process, we can offer our usual prompt and amicable service when providing mortgage advice in Coventry.

Reasons to Choose us

Free Appointment in Northampton

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Our mortgage advisors in Northampton are highly experienced in every mortgage situation. As a mortgage broker in Coventry and Northampton, we work with all types of customers that are looking to achieve different things. By following our book online process, you can select your preferred date and time that suits you.

Search 1000s of products

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Our mortgage advisors in Coventry and Northampton able to find the most suitable mortgage product. When you are happy with our recommendation, we can then proceed with the mortgage application. After that, we will submit your mortgage application to the lender. It is that simple!

7 Days a Week

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We offer immediate mortgage appointment bookings without any obligation. Our availability extends to 7 days a week, allowing you to select a date and time that aligns with your personal or professional commitments.

Our Service

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Transparency and sincerity form the cornerstone of our business. We will provide complete honesty and clarity at all times. Our mortgage advisor in Northampton will strive to identify a competitive product that matches your financial and personal circumstances. In case a better product cannot be found, they will candidly advise you to retain your existing product.

Malcolm and Amy Davidson - Mortgage Advice in Coventry

Common Mortgage Questions in Northampton

How much can you borrow for a mortgage in Northampton?

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The amount you can borrow for a mortgage depends on several factors, and one of the most critical factors is your credit score. A good credit score typically requires a minimum of a 5% deposit, whereas a bad credit score may necessitate a deposit of 10%-15%.

What do I do if I am ready to make an offer on a property in Northampton?

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Naturally, the deposit amount will also vary depending on the property you intend to purchase. If you are ready to make an offer on a property and have your mortgage agreement in principle, we are here to assist you in finding the ideal mortgage product.

We understand that the home-buying process can be challenging, and finding a mortgage to accompany it can make it even more difficult. Our mortgage advisors in Northampton will take all of this pressure off your shoulders and guide you through this aspect of the process. We have been doing this for over 20 years and are experts in our field!

Have you been declined by your bank?

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In the case where you have been declined by your bank and are looking for the help of a mortgage broker in Coventry and Northampton, our team can help! We recommend that you do not keep applying to loads of different banks, as this can have a negative impact on your credit score especially if you continue to get declined.

Our team can help you find out the rationale as to why the bank has declined you. Common causes in poor credit, a fault in your application, affordability or something different. It’s better to try and enhance on these issues to avoid your current and any future credit applications.

Obtaining a mortgage is not in the cards for everyone but we do work hard in finding you the most suitable product that suits your personal and financial situation.

As a mortgage broker in Northampton, we always provide an open and honest service to all our customers. Therefore, we will tell you if we cannot find an appropriate deal for you and you cannot get a mortgage. We will provide you with some helpful information on ways you can improve your application in the future.

Why Coventrymoneyman? – Your Mortgage Broker in Northampton

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What distinguishes us from a bank or building society is that we can access a vast panel of lenders that aren’t just in-house products like what a bank or building society would offer.

A further difference between a mortgage broker in Northampton and your bank or building society is that we are responsive and will not leave you waiting around for an answer. Our team is here 7 days a week, you simply have to book your free appointment online or give us a call!

We are committed to providing a straightforward and stress-free experience to all our customers. Additionally, we always go the extra mile for every person that gets in touch with us. All of this is reflected in our reviews, written by genuine customers in the past.

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Foundation Home Loans & Coventrymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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