If you have built up unsecured debts (e.g. personal loans), and are struggling to pay them off, depending on the size of your mortgage and the size of the debts, you may be able to incorporate your debts into your mortgage.
As a Mortgage Broker in Coventry, we recommend that you don’t rush into debt consolidation. The topic is quite complicated and there are some downsides to doing it. In light of this, we’d advise that you speak to a Mortgage Advisor in Coventry before starting the process.