Burger Menu

The Moneyman team

Get your free consultation 7 days a week

Malcolm and his mortgage experts

As a Mortgage Broker in Coventry, one of the best parts of our job is putting a smile our customer’s faces when they get a perfect mortgage deal. Our Mortgage Advisors will be right by your side from start to finish, offering their full support and guidance.

 

We are extremely proud of our highly responsive service, communication is everything in this job. We work very closely with a lot of well-known high street banks and building societies to ensure that our clients get the best deal available to them. Here at Coventrymoneyman, we also work with smaller, specialist lenders for when our customers don’t “tick all the boxes” and we still want to try and help them get an amazing deal.

 

How does it work?Get a quote now

Malcolm Davidson

Amy Davidson

Chris Thompson

Annie Hudson

Charlie Bryson

Chris Morley

Jason Loft

Jonathan Ventress

Kayleigh Crawley

Leo Shakespeare

Matt Collinson

Mizna Alwan

Nathan Moore

Paul Hefferan

Tom Bowes

Wayne Dewsbury

What our customers say

Common mortgage questions

Your free mortgage consultation with a Mortgage Advisor in Coventry will last approximately an hour. Once they have evaluated your situation, they will recommend a mortgage for you with no obligation for you to proceed. Based on the deal, you can decide whether or not you want to continue the process with us or not.

As a trusted Mortgage Broker in Coventry, we carry out a Fact Find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Coventry has evaluated your situation, they will perform a credit check on you, this is required for an Agreement in Principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.

We always advise that you obtain an Agreement in Principle before you start viewing properties in Coventry, to avoid disappointment. If you want to get yourselves a head start, you should get one prior to making an offer.

Typically, an Agreement in Principle lasts for between 30 and 90 days, however, this can change depending on your lender. If your Agreement in Principle expires, you can renew it quite easily.

Yes, you can get a second mortgage. Whether this is for Debt Consolidation or Home Improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.

To buy a property, the minimum deposit that you will need with High Street Lenders is usually 5%. This percentage can be higher if you have previous credit problems.

It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.

Yes, however, you must submit at least one years’ accounts. Most lenders use your salary + dividend to calculate the maximum mortgage, whereas other lenders could base it of your net profit.

If you are an employee, you will need to provide three payslips to prove your income. If you are self employed, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.

Our free mortgage consultation will take about an hour. Once this is one, we can arrange an Agreement in Principle for you within 24 hours. A formal offer takes up to three weeks on average.

Previous

Next

Coventrymoneyman.com & Coventrymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2020 Coventrymoneyman

Coventrymoneyman – Sherbourne House, Humber Avenue, Coventry, CV1 2AQ

Malcom's Image

Our Managing Director Malcolm founded the company with his wife Amy in 2009. He still loves seeing customers to this day and he eats, sleeps and breathes Mortgages!

His real passion is to help customers get the best mortgage deal available to them and guiding First Time Buyers safely through the daunting process of getting onto the property ladder.

His most embarrassing moment came some years ago when he accidentally got locked in a customer's bathroom - don't ask!

Moneyman Logo

Book your Free Consultation

7 Days 8am - 10pm

Moneyman Logo

Moneyman Logo

Moneyman Logo

Ask Your Question