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Can I Port My Mortgage to a New Property in Coventry?

We tend to find that the majority of high street mortgages are portable. That said, you will have the capability to move it from one property to another without incurring any penalty.

What advantages are there to porting a mortgage?

Portable mortgages are beneficial if you are looking to move into a new home and are currently involved in a contract with a fixed rate. It may lead you to potentially avoid any early repayment charges that could have occurred.

Are all mortgages portable?

While many mortgages available to customers are indeed portable. It doesn’t apply to all mortgages. For example, some specialist lenders will not allow this to happen. By getting in touch and speaking to your mortgage lender for a quick discussion can give you some confirmation on this.

Should I port my mortgage?

Even though it will be there as an option more often than not, in many cases, homeowners may choose not to. Possibly the lender isn’t willing to lend them the necessary additional funds needed to move home.

It’s important to know that the additional funds will be at a different rate to the rate that your current mortgage deal is currently on. 

Depending on what your lender offers you, it may even be more beneficial to take on those early repayment charges rather than staying where you are.

What is a Sub Account?

A sub-account on your mortgage gets created at the point where you decide to port your mortgage, with the additional funds placed onto a different deal than the one you have on your current mortgage.

In any case, although you have a single mortgage and a single direct debit in your name, different interest rates will apply to each.

Further down the line, having sub-accounts can be known to cause a bit of trouble. The reason for this is because different products will eventually overlap one another. 

Managing to get them aligned once again could mean that one of the sub-accounts has to fall onto the lender’s standard variable rate for a particular amount of time. For more information, don’t hesitate to contact us to speak with a mortgage advisor in Coventry, and we’ll see how we can help you.

No matter if you’re moving house in Coventry, working with a buy to let mortgage or require help with a self employed mortgage. You can book yourself a free appointment around a time/date that suits you to discuss your options with a mortgage advisor further.

Shared Ownership – What is it? How does it work?

The Shared Ownership scheme was introduced following the credit crunch in 2012, the scheme gives first time buyers and home movers the chance to buy a share of a property and then rent the remaining part of it.

Shared Ownership Mortgage Advice in Coventry

What is shared ownership?

Shared Ownership will let you take out a mortgage/purchase a share of a property. This is a percentage-based share; usually, you will have to own a share of at least 25%-75%. However, in recent times, some properties are letting you have a share as low as 10%.

You will also have to pay rent back on the remaining share of the property. Your mortgage bills should be lower as you’ve taken out a mortgage on a lower share, so you should be able to compensate for the rent payments.

Furthermore, since you’re taking out a lower share in the property, your initial mortgage deposit should be lower.

Maybe partial homeownership is the route that will help you get onto the property ladder.

How does the scheme work?

Although it can differ based on your credit history, since it’s likely that you’re only purchasing between 25%-75% of the property, the minimum deposit required should be lower.

Here’s an example of how Shared Ownership would work. If you take out a 50% share of a property that’s valued at £250,000, you’ll only need to borrow £125,000 for your mortgage. In addition to this, say that you’re required to put down a 5% deposit, you’ll only have to supply £6,250 rather than the whole £12,500 if you were to take out a 100% mortgage on the same property.

Once your Shared Ownership papers have gone through and you’ve put down your deposit, just like any other mortgage type, you’ll start paying back your mortgage each month. You’ll also be paying rent to the housing association that is linked to the property.

In theory, your combined mortgage and rent payments shouldn’t be as much as if you were to have taken out a 100% mortgage. Your mortgage advisor in Coventry can go through the costs with you.

Costs and fees

With any type of mortgage, you’ll be faced with a few different costs and fees; the same costs should apply to Shared Ownership.

You’ll have to consider obvious set-up/mortgage arrangement fees and possibly booking fees. There may also be a stamp duty charge on your property, it depends on the property price and how much you’re buying it for. You can speak to your mortgage advisor in Coventry about stamp duty to find out which threshold your property is in. Don’t forget about solicitor and legal fees too.

Costs may vary depending on the property that you’re buying. Deposit size, monthly payments, arrangement fees will differ from property to property.

How can I apply?

You’ll have to match the Shared Ownership criteria before you can move forward with your application:

  • You must be at least 18 years old.
  • If you live outside of London, your household annual income must less than or equal to £80,000. If you live in London, this is upped to less than or equal to £90,000.
  • You can’t have ownership over another property during your Shared Ownership mortgage application. You must be a first time buyer in Coventry or in the process of selling your current property.
  • If you can afford a house on the open market, you will not be able to take out a Shared Ownership mortgage. It was introduced to help struggling homebuyers.
  • You must prove that you are not in any kind of arrears, this includes both mortgages and rent.
  • You’ll need to show evidence of a good, clean credit history. This means that you may struggle if you have a CCJ (county court judgement) in your name or have had past credit issues.

Although this may seem like a long list of requirements, you must remember that most of the other home buying schemes are the same or have an even longer list!

At the end of the day, the scheme was made for a specific target audience, so if you don’t match it, it probably isn’t for you.

Speak to a Shared Ownership Mortgage Advisor in Coventry

Our team has been working as a mortgage broker in Coventry for over 20 years now. Along the way, we have helped many applicants secure Shared Ownership mortgage products – it’s one of our many specialities.

Shared Ownership fits within the government-led ‘Own Your Home’ project. There are many different schemes available through this project; you can find out more information here: www.ownyourhome.gov.uk

We offer a free Shared Ownership mortgage appointment to every customer. Book online today and speak with a mortgage advisor in Coventry at a time that suits you.

Why Use a Mortgage Broker in Coventry?

Why Use A Mortgage Broker UK? | MoneymanTV

We Aim to Take Your Stress Away

Buying a home can be a stressful experience, which is why home movers and first time buyers in Coventry use a mortgage broker to help make sure their home buying process go as smoothly as possible. It’s comforting for our customers to know they have someone on their side, on hand to answer any enquiries they have.

A mortgage advisor in Coventry will ensure you obtain the cheapest mortgage to suit your needs. We take full responsibility for recommending the most suitable mortgage for you and package your application to the Lender in such a way to give it the best chance of success.

The same applies when you come to remortgage too, we like to know our customers are on the cheapest deal for the entire mortgage term.

When Should I Get Mortgage Advice in Coventry?

If you’re looking at taking out mortgage advice when buying a home, we recommend talking to a mortgage advisor in Coventry. Your committed member of the Moneyman team will be able to help you work out how much your payments will be, as well as how much you may be able to borrow.

That said, different lenders have their own strict lending criteria, so it does help to speak to an expert. If you know what you can afford well in advance of making an application, it may help you avoid any potential future disappointment. 

We aim to ensure all customers are informed about their mortgage application progress so you are fully aware of what is going on. If you have any questions, we are available seven days a week, ready to help you out in any way we can.

Free From Estate Agents, Banks or Building Societies

Mortgage Brokers work for the customer, not the Lender. This is something that is important to remember throughout your process. Our team are firmly in your corner, sometimes having to argue how strong an application may be, in order to ensure it goes through.

Our company process of requesting and checking your proof of income and bank statements ahead of time allows us to try and avoid any hurdles that may arise, hopefully before they can become a factor. 

We also can help you choose the right type of survey for your property, as well as instruct a Solicitor on your behalf to carry out the legal aspects of your transaction. 

Building Customer Relationships

We love to build up customer relationships and assist with future mortgage enquiries, whether as a Buy-to-Let landlord with your portfolio or remortgage when your term ends. This often starts with an affordability assessment and Agreement in Principle prior to even finding a house. 

Once your purchase is complete, a member of our team will keep in regular contact, and we will get in touch once more to discuss your remortgage options. We can then compare the market on your behalf as we did before to help you obtain the best remortgage deal available for your circumstances. 

What is a mortgage agreement in principle and how can it help with my mortgage?

Agreement in Principle Mortgage Advice in Coventry

What is an Agreement in Principle?

First things first; What is a mortgage agreement in principle?

If you are a first time buyer in Coventry, you may not aware of what a mortgage agreement in principle is. A mortgage agreement in principle (sometimes shortened to AIP or DIP – decision in principle) is a document that demonstrates the lender believes, so far, you are a good candidate for a mortgage and are ready to go.

This shows both the estate agent and the person selling their home, that you are creditworthy as you have passed the lenders initial credit score. It’s important to remember though that this is not a guaranteed mortgage, as going for a full application will require even more in-depth background checks.

However, it is a good idea to get one done at the earliest opportunity for the following reasons:

  1. Negotiating Power
  2. Avoiding Disappointment
  3. Knowing Your Limits

Negotiating Power with a Mortgage Agreement in Principle

When you are at the point where you would like to make an offer on a new home, you’ll find that the majority of estate agents will undertake due diligence and ask you to provide them with proof that you do in fact have the means to proceed with the property purchase.

Your proof will usually come in the form of bank statements, but can also be done using an agreement in principle. This is something that we can provide for you, usually within 24 hours of your initial appointment.

Once you have provided them with all this documentation, the estate agent will generally cease marketing the property and put a “sold” or “sale agreed” board up outside of it.

If you already have a mortgage agreed prior to making an offer on a property, this will definitely appeal to the seller, as this proves you are not making an offer on the fly and have actually put a lot of thought into how you’re going to fund the purchase.

This might persuade a seller to accept an offers you make that could possibly be under their asking price.

Avoid Disappointment with a Mortgage Agreement in Principle

When it comes to purchasing a new or additional home, some customers like to try and run before they can even walk. They charge ahead all guns blazing, making an offer on a property without actually making sure they can proceed in the first place.

If the application then goes ahead and fails, this can result in disappointment that could’ve been avoided. The last thing you want to be doing is having your heart set on a new family home and then feeling down when it doesn’t work out the way you had hoped.

This can all be prevented by getting in touch with us at an earlier stage. Sometimes there are factors that may cause an application to fail, that given time and care with the help of a mortgage broker in Coventry, can be solved over time.

An example of this is, let’s say you have a disputed mobile phone bill that keeps cropping up. This is something that can be sorted with the appropriate action. Some think they’re on the voters roll when they are not. Give it a few weeks and that can be sorted too.

In some cases you might not be able to get a mortgage at all. If that does happen to be the case, it’s better that you are made aware of that now rather than mess people about. One of our dedicated mortgage advisors will be able to tell you what you need to do to improve your credit-worthiness for the future.

Knowing Your Limits with a Mortgage Agreement in Principle

Let’s say in theory, you know that you have got a good credit rating and have never been turned down for credit, you’re registered on the voters’ roll and you’ve always keep up your monthly credit payments. What could possibly go wrong?

Well the truth is, you could approach 10 different lenders these days and get 10 different results from each of them! They all have their own lending criteria and calculate affordability in their own unique ways.

If you are Self Employed in Coventry it can be complicated further, as some lenders may take your net profit, whilst others are known to use your salary and divided. In some cases, you’ll find that lenders may even use your latest year, whilst others prefer an average over 3 years.

Expert Mortgage Advice in Coventry

Being mindful of your borrowing limits is important as this will help you determine what your ideal price range will be. Ou dedicated mortgage advice team will be able to advise you of the maximum mortgage available to you. Also, more importantly, together we’ll work out how much you can afford to pay back on a monthly basis.

Buying as a Sitting Tenant in Coventry

Sitting tenant mortgage advice in Coventry

Now and again, we receive calls from tenants when the landlord has notified them and is considering selling their properties. 

That said, it is much easier for landlords to sell to existing tenants than the open market. Tenants sometimes have the opportunity of deciding whether to accept or reject it before the landlord offers it to others.

Why is my landlord selling up?

The Government has re-evaluated tax reliefs previously afforded to landlords, leading many landlords to pay more tax than before, hence selling their properties. A prevailing situation for landlords. 

On the other hand, more severe investors often keep their properties as they view it as a long-term arrangement and a sound investment despite legislative changes.

Why is it better for landlords to sell to sitting tenants?

There are various reasons why a landlord might choose to sell their property to you. These include and are not limited to:

  1. They avoid paying commission with estate agents.
  2. It avoids ‘loss of rent’ due to not having tenants in the residence until the sale goes through.
  3. No refurb costs: If a tenant moves out, the property will have to be prepared for sale. With potential expenses needed to redecoration, e.g. new flooring.

Advantages for you

Not only are there advantages to landlords, but there are potential advantages to sitting tenants who are considering buying the property as a first time buyer in Coventry:

  1. You know the property inside out. No nasty surprises for you! If there are any faults, you’ll already be aware of them.
  2. You won’t be caught up in a chain. You aren’t waiting for the property owner you’re after to finish their process, meaning you can do a deal faster.
  3. Discounted price when purchasing. Given all the advantages listed above, it’s normal for a landlord to sell to a sitting tenant at a discounted price. More commonly known as a ‘sale undervalue’.

Some lenders will allow any discount the landlord offers you as part/all of your deposit if the agreed price is well below the open market value. It may even be possible for a tenant not to have to put down any deposit at all.

Buy to Let Mortgage Advice in Coventry

The Popularity of Gifted Deposits

The benefits of receiving a gifted deposit

We tend to find nowadays that more parents are gifting a deposit than ever before. Realistically, the “Bank of Mum & Dad” is now within the UK’s top 10 biggest lenders.

It’s no surprise how many younger people struggle to save enough for a deposit and lean on their parents or friends to help gift part of the entire housing deposit. Some parents or other family members, such as grandparents, are now gifting amounts upwards of £24,000.

Extra assistance to get a mortgage

Hundreds have become reliant on a family member every year, hoping to help them onto the property ladder. When speaking to some customers, we found that they felt a sense of personal responsibility.

It’s no surprise why many need that extra support, an increase of property prices, that has gone way over the average wage, leaving many unable to save for the deposit on their first home while coving the expenses of rent and utility bills. That said, it’s become more apparent if there is only one income supporting the household or being a sole applicant.

Escaping the rental cycle & getting a mortgage in Coventry

While renting may seem helpful in the short term, it can harm any chance people have to save for a mortgage deposit in the long run. Some decide to move back in with their parents to help save up the necessary costs for a larger deposit. Surveying 1600 parents who had helped their children out, many went on record as saying they had used their savings to do so. 

Another concern is that some said they had withdrawn from their pension schemes or equity to gift a deposit. Essentially, this is them putting forward any inheritance their child would receive.

To read about what could be available to you, read our help to buy service page, or check out our first time buyer in Coventry service page. If you like to arrange to speak with a mortgage advisor in Coventry, please feel free to get in touch with us today. 

Plan Ahead to Get a Mortgage in Coventry

Plan ahead to buy your first property in Coventry

If you are looking at buying a property in Coventry, choosing to do so is not something you should decide in a day. It requires careful planning and preparation over time. 

You’d be surprised at the number of people we deal with regularly, who are more spontaneous in their buying habits and have therefore neglected to prepare for a mortgage.

First time buyers in Coventry have their reasons as to why they decide to jump into such a significant financial commitment, this includes:

  • Are you buying from a family member who is in the middle of moving home?
  • Has your landlord has decided to sell their property but offered you first refusal?
  • You went past a ‘for sale’ sign and are now interested in buying, despite having no intention of buying in the past.

The drawbacks with not planning for a mortgage

By not preparing for a mortgage, you are leaving yourself open to potential issues with your mortgage application. Some of the standard mortgage hurdles we find customers face include:

  • Having a low deposit by not saving enough money.
  • A poor credit score.
  • In poor control of your bank account.
  • Being self employed and your recent accounts don’t look their best.

Having a low deposit

Saving up your deposit for a mortgage can be a challenge, especially if you are renting at the moment from the council or private landlord. 

As you have significant outgoings and essential purchases each month, limiting what you can save in-between.

Have you ever considered seeing if anyone can give you a hand with a gifted deposit? We find that this is a regular occurrence with first time buyers in Coventry, as family members or friends will try and help whenever they can. 

That said, most lenders do prefer gifted deposits from family members rather than friends. If a family member or friend is looking to help, it’s best to give them as much notice as possible to get their finances in order! Just remember, a gifted deposit is a gift, not a loan.

Credit Rating

Getting an up to date credit report is not an incredibly difficult task. We recommend Check My File, as they can collate the data from different sources into one for you to compare.

Once you have downloaded a copy of your credit report, you can send it to a mortgage advisor in Coventry, who will look at it for you. 

They will know precisely what sort of things the lenders will like to see and what they do not want to see.

Bank Accounts

When lenders look at your bank statements, make sure there are not many unnecessary bank charges or gambling transactions. You will need to provide the lender with a reasonable explanation of what happened on your account and how you plan to resolve this going forward if any issues crop up.

Self Employed

We realise that Accountants try to minimise the tax liability for their customers. That said, there is nothing to stop you from submitting another set of accounts earlier than you might typically do.

Especially if your business has developed in the last 12 months, some lenders consider overlooking previous years’ figures if the latest ones are more beneficial to a lender.

If anything is covered related to you, we may be able to help. Our team of mortgage advisors in Coventry love a challenge, so do feel free to Get in Touch!

How a Mortgage Broker in Coventry can Take Away the Stress of Moving Home

They say that homeowners rank moving home as one of the most stressful and daunting experiences to come across. But it doesn’t have to be this way!

Once we’ve assessed your situation, our job is to handle all the legwork of the process. For instance, with advice from a mortgage broker in Coventry, your mortgage journey can be made stress-free. We can utilise our extensive panel of lenders to make sure you come out with the most suitable deal.

Suppose you’re thinking about moving house in Covnetry, taking up property viewings or are ready to make an offer on the house. If you want trustworthy mortgage advice in Coventry, please feel free to get in touch with us. We can help you get your mortgage process started.

How we can help you through your moving home journey?

Taking care of the ‘stressful’ parts of the process

You won’t have to shop around. It’s our job to search through mortgage deals on your behalf to find one that matches your financial situation.

We will need some documentation like ID, proof of income etc. These will help back up who you are and if you can afford your mortgage payments.

We can get ready to submit your mortgage application for you. If we find one that matches your personal and financial situation that comes with a competitive rate and you want to continue with it.

Fast and friendly process

Once you’re in contact with our team, we’ll pass your straight onto your dedicated mortgage advisor so that they can arrange your free mortgage consultation and get some information from you.

If you’re a first time buyer in Coventry who already found a property and are ready to put an offer, we can quickly help you find a competitive mortgage product to match your situation, allowing you to continue with your purchase.

We can also arrange an agreement in principle for you within 24-hours of your application. Not only can it help boost your application. But most importantly, it shows you’ll have a clear idea of your budget, and you’re a serious buyer.

Happy to answer all questions

Don’t be nervous about asking lots of questions. Your mortgage advisor in Coventry is here to be completely open and honest with you at all times. If you have any questions, your advisor will be sure to answer them and keep you posted on what’s going during every step of the process.

Speak when it suits you

We want you to be able to communicate with us when you feel most comfortable. We’ll be available seven days a week and book you in for an appointment when there’s availability. You’ll be speaking to a mortgage advisor in Coventry in no time.

Mortgage Advice in Coventry

Our mortgage advice team are here to help you through the whole moving home process – from start to finish, seven days a week.

We offer a free mortgage consultation to new/existing customers, no matter their mortgage situation. Please feel free to get in touch with us. We can help you get your mortgage process started.

The Importance of Changing Your Address

Credit Score Mortgage Advice in Coventry

When you apply for a mortgage, you may get asked what your credit score is. A lot of different things can affect your credit score. For example, the fewer addresses you have on your record, the better your credit score. 

Again, fewer addresses on your file can help your mortgage application but don’t go about this in the wrong way.

Applicants, particularly first time buyers in Coventry, keep their previous address on their records. Whether it was accidental or done to try and keep their credit score from lowering, either way, it needs updating.

What information needs correcting?

Things to remember to update could be anything from; bank statements, credit cards and electoral roll information. Some may think that ignoring this information on their file won’t harm their credit score, when in fact, it can cause quite a vast amount of damage.

You could get an unpaid ticket sent through to your old. So unless you notify the post office to make sure all mail gets forwarded, the longer it goes unnoticed, it can lead to a CCJ.

To receive a CCJ on your credit file, you could lose many points on your credit file, which will ruin your credit history and make things more challenging for you to get your mortgage application accepted.

Check before you apply

Before you submit your application, always thoroughly check your application from start to finish. Start with your address; ensure that the address on all of your accounts (credit cards / current accounts) and electoral roll are all registered to your current address.

It primarily applies to applicants currently living in rented accommodation and hasn’t changed their address from their previous property.

Just in case you missed anything, it’s always a great idea to double-check everything when applying for a mortgage. Make sure to keep on top of your address. Having everything up-to-date can make a difference to your mortgage application.

You need to know the exact date when you moved into your rented apartment / new home and when you moved out. Not knowing the day may lead to a cross over and show that you were living in two different addresses at once.

This will lead to not only confusing the lender and may cause damage to your credit file or mortgage application.

Having a mortgage broker in Coventry by your side will be beneficial. That is a great perk of using a mortgage broker in Coventry. They won’t submit your application until it’s the best that it can be! They will make sure that everything is updated correctly to have the best possible chance of being accepted.

Impress the lender

Let the lender know that you have tried your best to get your application accepted. Whether you have evidenced your deposit and shown how you have saved it up or demonstrated that you’d made an effort to keep your address up-to-date, both ways will heavily benefit your application and impress them.

If you have an outdated address linked to one of your accounts, your lender will know that you didn’t check to see if any of your addresses needed updating. Some lenders may think that you haven’t taken things seriously.

Mortgage advice in Coventry

Now that you know the importance of changing your address and what lenders look for on your mortgage application, we hope you check up on your file to ensure that your application looks up to shape. Furthermore, for a second look at your application through a free mortgage consultation in Coventry, get in touch with us.

We have moving home mortgage advisors in Coventry ready to talk to you about your application a7 days a week. We would love to help you secure a great mortgage deal and to get your application looking perfect.

Buying a Property with Cash – Better than a Mortgage?

Once you decide that you are ready to move and buy a new home, there are two different routes you can take. You can pay the house off upfront or take out a mortgage on the property and pay the rest off over a fixed term.

Both options will come with high costs, however, obviously buying a house with cash is the most expensive option. Paying with cash will mean that you pay the exact price of the property, whereas, if you take out a mortgage, you’ll be paying off the property over a long period of time.

Why should I buy with cash if I can?

If you can afford it, buying with cash is an excellent investment. Whether you’re planning to live inside the property yourself or you want to use it as a buy to let in Coventry, buying with cash can sometimes speed up your moving home process and potentially put you in front of others who are want to take out a mortgage.

Reliability

If you’re approaching a property with a cash offer, it’s likely that you’ll have an advantage over applicants who are planning to take out a mortgage. One of the reasons why this is the case is due to reliability.

When a seller looking for a quick sale, they will usually choose a cash buyer over anyone. Having a cash offer often eliminates the chance of getting trapped in a property chain. A property chain occurs when a property is being sold to a buyer, however, they can’t move in yet as they’re still trying to sell their current home and sort out their mortgage. This process can repeat, resulting in homeowner after homeowner struggling to move out as they’re waiting for their buyer to move out.

Not being caught up in a property chain shows your reliability, you can progress straight through the affordability part of the process. As a mortgage broker in Coventry, we would still advise having a property survey carried out on your property. You won’t need a mortgage valuation though.

Easy and fast process

A quick and easy process of moving home in Coventry is what everyone wants. Making a cash offer often means that you’ll get through the process a lot quicker than had you taken out a mortgage.

You will not need a mortgage if you are paying via cash. However, as a mortgage broker in Coventry, we can safely say that on some occasions the mortgage process can be just as quick as paying by cash. It’s our job to provide a fast and friendly service in Coventry.

You don’t owe anthing

When you take out a mortgage, you’re essentially taking out a loan. You’re tieing yourself into a deal with 25+ years of potential mortgage payments. When you choose to purchase through cash, you won’t be making this commitment.

Also, you will not receive any interest. If you don’t have fixed mortgage payments, it’s likely that they’re going to increase slightly over time due to the internet on your mortgage. If you’re a cash buyer, this can never happen as you’ve already paid it all off.

Why should I get a mortgage and save my cash?

If you don’t have the funds available to pay by cash, you’ll have to take the mortgage route.

Cheaper in the short term

If you would rather save your life savings than use it on an upfront property purchase, you could save money short term by taking out a mortgage instead. Depending on your credit score/file, getting a mortgage will usually require a minimum of a 5% deposit (5% of the property’s value).

Getting a mortgage will let you pay off your home in monthly instalments. Paying monthly will allow you to pay back a small amount at a time rather than the whole chunk at once.

Something wrong with house

If a property listing reads “cash buyers only”, we’d advise that you take caution with the property. This won’t affect you if you’re taking out a mortgage, you’re probably dodging a bullet anyway!

It’s likely that the property has been listed as this as it needs lots of repairs doing on it. Lenders won’t want to lend you money for a mortgage on a property that is in very bad condition.

Despite the fact that it’s not required, we always advise that you get a property survey carried out on any property, no matter which type of buyer you are.

A mortgage advisor in Coventry by your side

Going into a cash purchase without help from an advisor may put you at a slight disadvantage to someone who has one by their side. Our mortgage advisors in Coventry will make the process as simple and as easy-going as possible.

It’s our job, as a mortgage broker in Coventry, to deliver you with fast and friendly mortgage advice service. Contact our mortgage team and we can assist you through the whole moving home process in Coventry.

Did you know that we can also help you make an offer on a property, arrange an AIP within 24-hours and perform a free affordability assessment on you?

Get in touch today for a free consultation in Coventry.

Coventrymoneyman.com & Coventrymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Coventrymoneyman

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